What is 10 Day Free Look Insurance?
Many state insurance departments require life insurance companies to provide each insured with a "free-look" period after you have purchased your life insurance policy.
Usually, the company provides a 10-day period for you to cancel your policy and get a full-refund based on your policy terms or the law in your state.
You can take this time to review your life insurance policy, ask your life insurance agent or insurance company any questions you have about your policy, and decide whether the life insurance policy you purchased is right for you.
Several life insurance companies offer you up to a 30 day Free Look period. This allows you to review your life insurance policy for 30 days before deciding to keep the coverage. If you do not want to continue the policy for any reason, you can return it for a full refund.
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Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.