"The Insider's Guide to Buying Life Insurance with No Medical Exams"
Reviews of Three Plans Offering You Life Insurance with No Medical Exams
Here’s a review of three leading life insurance carriers offering you term life insurance protection with no medical exam required.
More and more people are searching the internet each day looking for quick and easy life insurance without the hassles. Maybe you don’t like needles, or you just don’t have the time to take a physical exam – or maybe you just don’t like pushy insurance agents and their high-pressure sales tactics.
Whatever your reason – there are three options you have available right now. Each of the following companies in our review is safe and secure – they have at least an "A" Excellent rating by A.M. Best for financial strength. That’s important because you want your life insurer to be around to pay your claim when your family needs it most.
Also, they each offer a "Free Look Period" – which means you can review your policy and return it for a full refund of all premiums paid (usually within 30 days) if you are not satisfied. So, there’s no risk to you. If you don’t like your policy you can return it within the free look period for your money back.
One more point to make before we start the review – If you need more than $250,000 of life insurance coverage – you may qualify for more. Just apply to the first two options listed below. That way you can get approved for up to $500,000 coverage, if qualified. Or, apply to all three and get up to $680,000 of life insurance protection without any physical exams.
Review - Life Insurance No Exam Plans
Top Pick – American Life Policy
Coverage is provided by a life insurance carrier Rated A+ "Superior" (2nd Highest Rating of 16) by AM Best Company. You may qualify for up to $500,000 of term life insurance online. There's no medical exam, just a few health questions. Every policy comes with a 30 day money-back guarantee. You can apply online and get approved in minutes (if qualified). Many individuals and couples choose this plan because it’s quick, easy and affordable. Get a FREE Quote now.
Highly Recommended – RBC Insurance
RBC Insurance offers you RBC Express Term. You can get up to $150,000 term life insurance with no medical exam. RBC Insurance is rated "A" Excellent by A.M. Best. Every policy comes with a 31 day money-back guarantee.You can apply online and get approved in 15 minutes.
Highly Recommended – Globe Life Insurance
Globe Life and Accident Insurance Company offers people age 78 and under up to $30,000 of Simplified Issue Life Insurance without a physical exam. Globe Life is rated "A+" Superior by A.M. Best for financial strength. Globe Life was established in 1951. Globe Life has more than 2.5 million satisfied policyholders. Every policy comes with a 30 day money-back guarantee. You can apply online and get approved in 5 minutes. $1 starts your term life coverage! Buy it online here!
Note: By applying for coverage to each of the options listed above, you may be able to qualify for up to $680,000 of term life insurance without taking any physical exams. Each of the options above offers you approval within minutes, if qualified. You can pay safely and securely online. Once paid, your coverage begins the same day.
P.S. All questions on the applications are simple Yes/No, so it only takes a minute to complete the form and get your Instant Quotes. Then just choose the plan you want, fill out the form and pay online with highly secured payment to begin your policy today.
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