Affordable Life Insurance Protection for Your Family

"The Insider's Guide to Buying Life Insurance with No Medical Exams"

Reviews of Plans Offering You Life Insurance
with No Medical Exams


Here’s a review of three leading life insurance carriers offering you term life insurance protection with no medical exam required.

More and more people are searching the internet each day looking for quick and easy life insurance without the hassles. Maybe you don’t like needles, or you just don’t have the time to take a physical exam – or maybe you just don’t like pushy insurance agents and their high-pressure sales tactics.

Whatever your reason – there are three options you have available right now. Each of the following companies in our review is safe and secure – they have at least an "A-" (Excellent) rating by A.M. Best for financial strength. That’s important because you want your life insurer to be around to pay your claim when your family needs it most.

Also, they each offer a "Free Look Period" – which means you can review your policy and return it for a full refund of all premiums paid (usually within 30 days) if you are not satisfied. So, there’s no risk to you. If you don’t like your policy you can return it within the free look period for your money back.


Review - Life Insurance No Exam Plans


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. 

JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.

You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.

JRC offers some of the best rates on life insurance policies without any health exams required.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.


Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.


Highly Recommended – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

  • Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee


Guide to No Medical Exam Life Insurance


Disclosure: Compensated Affiliate