A Rated Life Insurance Companies
Are you searching for A rated life insurance companies?
If so, you understand the importance of safe, secure, and financial strong insurance companies. After all, you want to make sure your insurance company can pay your claim in case you pass away, and your family needs the proceeds from your life insurance policy.
It’s important to choose a life insurance company based on the price and type of policy you need, but always consider the financial rating before you buy.
The financial rating of an insurance company is an indicator of how financially secure they are, and if they are able to pay their claims.
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Life insurance companies are rated by independent rating services paid to review a company’s financial strength.
How Do Financial Ratings Work?
The three leading financial rating services are AM Best and Company, Standard & Poor’s, and Moody’s Investor Service. These services rate insurance companies similar to school grades from A+ to A to A- to B+, B, B-, etc. The higher the rating, the better the financial strength, and able to pay their life insurance claims.
How Can You Find "A" Rated Life Insurance Companies?
It’s easy, you can request free life insurance quotes online from a life insurance quote service which offers quotes from their network of 40 top-rated insurance companies.
You answer some basic questions about the life insurance you want, and they give you instant quotes from top-rated insurance companies.
There are also an "A++" rated life insurance company that offers term life insurance with no medical exam required. You can apply online and get insured today, if you qualify.
The Top 10 Life Insurance Companies by
Direct Premiums Written for 2013
- Northwestern Mutual – rated A++, Superior
- MetLife – rated A+, Superior
- New York Life Insurance Group - rated A++, Superior
- Aflac – rated A+, Superior
- Lincoln National Corp. - rated A+, Superior
- Manulife Financial Corp. - rated A+, Superior
- Prudential Financial Inc. - rated A+, Superior
- Massachusetts Mutual Life Insurance Co. - rated A++, Superior
- State Farm Mutual Automobile Insurance - rated A++, Superior
- AEGON NV - rated A+, Superior
* Source - Insurance Information Institute
Who is AM Best Company?
AM Best Company is one of the insurance analyst companies that provide financial strength ratings on insurance companies. AM Best Company has been rating insurance companies since 1899.
Many people choose insurance companies rated "A" (Excellent) or higher by AM Best Company, because these insurers should be able to pay their claims, and are financially secure.
Explanation Of Ratings From AM Best Company
AM Best and Company rates the financial strength and operating performance of insurance companies. There are several A ratings provided by AM Best, including A++, A+, A, and A-.
"A++" (Superior / Secure) by AM Best. "A+" (Superior) rating is the highest rating out of 16 possible ratings by A.M. Best Company
"A+" (Superior / Secure) by AM Best. "A+" (Superior) rating is the second highest rating out of 16 possible ratings by A.M. Best Company
"A" (Excellent / Secure) by A.M. Best. "A" (Excellent) rating is the third highest rating out of 16 possible ratings by A.M. Best Company.
List of Life Insurance Company Rating Services
A.M. Best Company - A world-wide insurance rating and information agency started in 1899.
Standard & Poor’s - Determining the financial strength of insurance companies since 1971. They keep reports and ratings on more than 3,000 insurance companies.
Moody’s Investors Services - Since 1914 Moody’s has provided financial ratings.
Where Do You Find The Financial Rating Of A Life Insurance Company?
When you get your free life insurance quotes, the A.M. Best rating shows up next to the insurance company quoted. Your free quotes will show you the price, the type of life insurance policy, and the AM Best financial strength rating.
Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.
Highly Recommended – Haven Life
- Get up to $1,000,000 of affordable term life insurance today
- Apply online in under 20 minutes, start coverage today
- Backed by MassMutual, rated A++ by AM Best
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance
- Coverage for Adults or Children
- No Medical Exam. Just a Few Y/N Health Questions
- Free Information. No Phone Required. No Waiting
Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.
A rated life insurance companies provide you with life insurance protection that is safe, secure, and reliable for your family.
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