How to Buy a Term Life Insurance Policy Now
Do You Want to Buy Term Life Insurance Today?
If so, you’re in the right place. Did you know some term life insurers allow you to purchase your term life policy direct online without any medical exam required?
That’s right, due to the technology of the internet, and the competition for your business, several highly-rated insurance companies now offer a quick and easy online application process which will enable you to start protecting your loved ones today.
How Does It Work?
You answer some basic health questions to get a free quote, and if approved, you can start your life insurance policy today. It only takes about 15-20 minutes to apply online.
You may qualify for $25,000 up to $1,000,000 of term insurance for a duration of 10, 15, 20 or 30 years of protection for your family. There’s no doctor exam required to buy your policy today, just a few health questions for you to answer. Your answers to the questions on the online application determine whether or not you qualify for coverage.
Top Pick – Haven Life
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Your term insurance policy is underwritten by Mass Mutual which is rated "A++" Superior by A.M. Best Company for financial strength. AM Best is an independent rating agency that reviews the financials of insurers and develops a rating based on the insurer’s ability to meet their financial obligations.
No Risk Money Back Guarantee
Your life insurance policy comes with a 30-day money-back guarantee. If you are not satisfied with your policy for any reason, you may return it to the insurance company within 30 days for a full refund of all premiums you have paid.
Benefits of Buying Direct Life Insurance:
When Choosing Your Plan, Make Sure You Consider:
Money Saving Tip:
Choosing to pay your premiums once a year (annually), instead of monthly, may save you some money on the cost of your insurance.
Peace of Mind Starting Today
Although buying life insurance direct online without a health exam may cost you more than purchasing a fully underwritten policy requiring a medical exam, you have the peace of mind knowing your family is protected starting today should anything happen to you.
Guaranteed Level Coverage and Premiums
Your life insurance premiums and the amount of life insurance coverage provided by your policy are guaranteed to remain the same for the entire length of your policy, up to thirty years.
Are You Married?
Coverage is available for individuals and couples. If you’re married, you may apply for life insurance for you and your spouse.
No Hassles and No Delays
Many individuals and couples choose to buy term life direct online because it’s fast, easy and affordable, without the hassles of buying coverage the traditional way which could take 6-8 weeks for you to get your policy.
There’s no physical examination, no need to meet with an insurance
agent, no sales pressure, and no long mailing delays.
If you really want to protect the ones you love with quality, affordable life insurance, then this may the plan for you.
Start protecting your family today!
Buy Term Life Insurance Now
Top Pick – Haven Life
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam
Highly Recommended – Globe Life Insurance
$1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children