Can I Buy Life Insurance at Age 75?

Learn About Buying Life Insurance at Age 75

 

Are you age 75 and looking to purchase a life insurance policy? 

If so, you’ve come to the right place. And you may find it to be easier than you expected.

If you’re age 75 you may be looking for life insurance coverage for any number of reasons.

 

Common Reasons to Buy Life Insurance at Age 75

  • To provide money to cover your final expenses including funeral and burial costs
  • To leave money for your spouse or partner
  • To help fund your grandchild’s college education
  • To cover any medical bills or debts

Whatever your reason your purchasing life insurance coverage, if you’re age seventy-five there are several options available for you.

Get a Free Quote

 

Senior Life Insurance Plans

  • Term Life Insurance – Offers temporary coverage lasting for a specific period of time, usually for 5 or 10 years. Term life offers low rates and provides pure protection, no cash value.
  • Whole Life Insurance – Offers guaranteed lifetime protection for your entire lifetime no matter how long you live. Whole life may build cash value inside your policy over time.
  • Guaranteed Life InsuranceGuaranteed acceptance whole life insurance is available for people ages 45 to 85. You cannot be denied coverage even if you have health problems. You won’t have to take any health examination and there’s no questions asked about your health.

 

What to Consider:

  • Coverage Amount – How much life insurance do you need?
  • Budget – What can you afford to spend each month on your coverage?
  • Health Exam – Do you want to take a health exam or not?
  • Duration of Coverage – How long do you need life insurance to last?

 

Level Premiums

Make sure you ask how long your premium is guaranteed to remain level. Find out if and when your annual premium will increase.

 

Full Coverage Immediately

Also, ask about when you have full coverage. Some senior life insurance plans offer limited death benefits the first two years you are insured.


Life Insurance Quotes


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable mortgage life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote

  

Highly Recommended – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

 

 


Term Life Insurance | About Us | Privacy Policy | Site Map

Can I Buy Life Insurance at Age 75

Over 70 Life Insurance

 


Disclosure: Compensated Affiliate