Can You Buy Life Insurance?
Learn How to Buy Life Insurance
Are you interested in buying life insurance?
If so, you are on the right path to protecting the financial future of your family.
Can you buy a life insurance policy?
That depends on several factors life insurance companies consider when you apply for coverage. Among the main factors affecting your acceptance for life insurance are your age, gender, occupation, hobbies, health, family health history, height-to-weight ratio, and whether you smoke or not.
When considering life insurance there are several important things to consider:
- How much life insurance do you need?
- What type of life insurance is right for you and your family?
- How many years do you need life insurance?
- How much can you afford to pay for your life insurance?
If you’re like many of us you want to find quality life insurance at affordable rates.
What is the lowest cost life insurance to buy?
Term life insurance offers you the most life insurance at the lowest price. So you can afford more protection for your family.
And, term life can provide guaranteed level rates and coverage for up to 30 years.
Get a Free Quote for Life Insurance
How can you buy life insurance online and save money?
To purchase life insurance on the internet you can request free life insurance quotes and request an application for coverage.
By shopping online and comparing free quotes you may save up to 73% on your life insurance policy. When you compare quotes online you get instant comparisons of the lowest rates from top-rated life insurers, and there’s no obligation to buy.
Can you buy life insurance with no medical exam?
Yes, there are now several insurers offering life insurance with no medical exam required.
Who can you buy life insurance on?
You can buy life insurance on yourself, or you can buy life insurance on another person if there exists Insurable Interest between you and the other person.
For example, Insurable Interest exists between spouses, parents and children, and siblings. If you rely on someone else for financial support, there also exists insurable interest.
Can I buy life insurance for my parents?
Yes, you can buy life insurance on your parents since you may be the one paying for your parents’ burial, funeral, and other final expenses. Many consumers choose to purchase United of Omaha life insurance for their parents.
United of Omaha offers up to $25,000 of guaranteed acceptance life insurance for people age 45 to 85. There's no medical exam and no health questions asked.
Can you buy life insurance if you have diabetes?
Yes, depending on your health, medication, type of diabetes, and how you manage your diabetes, you may qualify for life insurance.
Here’s an article that fully explains life insurance for diabetes.
Can you buy life insurance if you have cancer?
If you currently have cancer you may find it difficult to locate a life insurance company willing to insure you.
However, if you are a cancer survivor you may be able to qualify for coverage. Here’s an article that explains cancer life insurance.
Life Insurance Quotes
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.
Highly Recommended – Haven Life
- Get up to $1,000,000 of affordable term life insurance today
- Apply online in under 20 minutes, start coverage today
- Backed by MassMutual, rated A++ by AM Best
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance for Adults or Children
- No Medical Exam - Simple Application.
- No Waiting. Buy Direct.
- Rates as Low as $3.49 per month.
- Join 4.2 Million Policyholders.
- No Phone Required. No Credit Required.
- No Agent Involved.
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