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Review of Insurance Companies Offering Life Insurance
No Medical Exam

RBC Insurance and Globe Life and Accident Insurance Company are two highly rated life insurers offering you life insurance no medical exam policies. You can apply for coverage online in minutes and be insured today if you qualify.

RBC Insurance Company

RBC Insurance offers people age 60 and under from $25,000 to $150,000 of term life insurance protection with no medical exam required to qualify for coverage.

RBC Insurance is rated "A" Excellent by AM Best for financial strength.

RBC Insurance offers RBC Express Term policies. Once you get your free quote, you can apply for coverage online, and if accepted your term life insurance will become effective the same day.

Your rates are guaranteed for 10 or 20 years. Your benefits will never decrease and your rates will never increase during your policy term.

Each policy comes with a 31 day "Free Look" period. You have 31 days from the time you receive your policy to cancel it and get a full refund for any reason if you are not satisfied with your coverage. No questions asked.


NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.


Globe Life and Accident Insurance Company

Globe Life and Accident Insurance Company was established in 1951 and is rated "A+" Superior by A.M. Best for financial strength.

Globe life offers people age 78 and under up to $30,000 of term life insurance with no medical exam required. Your coverage can never be reduced or canceled due to your health or occupation.

You can apply online and get approved for coverage in 5 minutes. You just answer a few simple health questions.

Each policy comes with a 30 day "Free Look" period. If you are not satisfied with your policy for any reason, you can return it within 30 days for a full refund of all premiums paid. No questions asked.

Globe Life has more than 2.5 million satisfied policyholders. $1 starts your term life coverage! Buy it online here!


NEW! Here’s How to Buy up to $500,000 of Term Life
Insurance without any Medical Exam,
Just a Few Health Questions.



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