How to Get Final Expense Life Insurance with Guaranteed Acceptance
Losing a loved one is an extremely difficult experience for
any family. Picking up the pieces while
dealing with the accompanying emotions can be very stressful. There are also
many expenses associated with death that can, on average, exceed $7,000.
Without a final expense insurance policy, most families would have difficulty coming up with these funds quickly. Final expense insurance can save families from having to withdraw money from their savings account or sell off precious assets to help pay for the cost of burying a loved one and providing for the cost of a funeral and memorial service.
Top Pick – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
Final expense policies are designed to provide the money needed to pay for the cost of a burial and funeral upon the passing of a loved one.
Final expense life insurance policies help to guarantee your family has the money they need to pay for your final expenses, including the cost of your funeral, burial, headstone, casket and memorial service.
Final expense plans provide peace of mind for you and your family knowing your loved ones will not experience any financial distress while they are mourning your loss.
Pre-planning your final expenses will eliminate the need of your family members having to carry the financial burden of paying for your funeral and burial costs.
Final expense insurance plans can also pay for other expenses including hospital bills, credit cards, a mortgage or go directly to your beneficiaries as a tax-free gift.
Up to $25,000 of Coverage
You can choose a plan that meets your individual needs and fits your budget. Select from $3,000 up to $25,000 of protection. And, coverage is affordable for almost any budget. Plans start as low as $8.80 per month.
No Health Exam and No Health Questions Asked
You won’t have to worry about the visiting the doctor, blood tests or answering any medical questions.
If you’re age 45 to 85 you cannot be denied coverage due to any health problems.
Final expense plans provide the security and protection your loved ones need, when they need it most. You can help protect your loved ones from the financial burden of paying for your final expenses.
Final expense life insurance (also known as burial or funeral insurance) is a type of life insurance policy providing from $3,000-$25,000 of protection, a simple application form and hassle-free underwriting.
Your final expense policy death benefit is paid to your beneficiary choice tax-free. You can choose the amount of life insurance coverage that is right for you.
Final expense insurance coverage can help you provide your loved ones with the money needed to pay for your funeral, burial, headstone, memorial service, and any other final expenses related to your passing.
According to the 2010 funeral price survey by the National Funeral Directors Association, the average cost of an adult funeral is $7,750.00. This is based on the most commonly selected items for a traditional funeral including a casket and vault.