Foresters Insurance

Established in 1874, The Independent Order of Foresters is a fraternal benefits society which began in Canada. Today, Foresters services communities in the United States, Canada and the United Kingdom. The Order of Foresters offers special benefits and community services to help members and their families get more out of life.

Foresters Life Insurance Company has been in business for 135 years with a financial strength rating of "A" Excellent by AM Best Company.

The Independent Order of Foresters Life Insurance offers Foresters final expense planright coverage for people in need of life insurance to help pay for the cost of their funeral, burial and relates final expenses.

 

When you purchase a life insurance policy from Foresters you become a member of the local branch with benefits including:

  • Critical Illness – A $2,000 lump sum payment if you are diagnosed with a critical illness.
  • Terminal Illness Benefit – Borrow up to 75% of your death benefit if you become terminally ill. The no interest loan will be repaid from the death benefit of your life insurance policy.
  • Scholarships – Every year Foresters gives up to 350 scholarships for higher learning worth up to $8,000 each.
  • Emergency Assistance Program – Emergency grants are available for those affected by disaster or large-scale emergencies; such as, earthquakes, tornadoes or hurricanes.
  • Orphan Benefits - $900 per month to the legal guardian for children under 18 upon the death of both parents.
  • Local Family Events, community activities and volunteer leadership

 

Foresters Life Insurance Plans – Reviews

 

Foresters Planright

Foresters most popular plan is their final expense whole life policy called Plan Right. Foresters PlanRight requires no medical examination and premiums are guaranteed to remain the same for the rest of your life. Coverage is available for people age 50 to 85 with life insurance available for $2,000 up to $20,000.


Foresters Lifefirst

Foresters Life First is simplified issue term life insurance. There’s no medical examination required for up to $250,000 of coverage for people ages 18 to 55. Above age 55 they offer no medical exam for up to $150,000 of coverage. Anything above those limits will require a health exam.



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Disclosure: Compensated Affiliate