How Much Does Life Insurance Cost Per Month?

If you’re considering life insurance you may be asking yourself, how much does life insurance cost per month?

What you pay for your life insurance each month will depend on several factors, including the type and amount of life insurance you buy, as well as, your health and age, among other personal risk factors.

To find out what your monthly cost of life insurance may be you can request free life insurance quotes online. These will provide you with the monthly premium, the company name and financial rating, and the length of coverage – 10, 15, 20 or 30 years of protection.

Get a Free Quote for Life Insurance


What is the lowest priced type of life insurance?


Term life insurance is much less costly than permanent life insurance, for two main reasons: Temporary coverage and no cash value.

Term life insurance lasts for a temporary period of time, usually up to 30 years, or until age 65 or 70.

And, term life is not an investment it is "pure protection". There is no cash value inside the life insurance policy.


How can I save money on life insurance?

There are several ways to save on your cost of life insurance:


1.     Buy term life insurance.

2.     Buy life insurance while you are young.

3.     Quit smoking if you smoke.

4.     Lose weight if you are overweight.

5.     Pay premiums annually – once per year.


Are monthly premiums the cheapest way to go?


If you can afford it, you may want to choose annual premium payments. This is usually a lower premium than paying monthly or quarterly.


How to compare monthly life insurance rates?


It’s easy to compare rates on term life insurance. You just choose an option below and click on the link. Then, answer some basic questions and receive your instant life insurance quotes.

Your quotes will show you the name of the insurers quoted, the premiums offered, the financial ratings of the insurers, and the premium payment options available.


Compare Life Insurance Quotes


Top Pick – Wholesale Insurance

Wholesale Insurance lets you shop, compare and save on life insurance. For more than 30 years, Wholesale Insurance has helped more than 500,000 American families protect their futures. Compare the best life insurance rates from 40 top carriers with just one click! Save up to 73%. Request your free quotes for life insurance.

Highly Recommended – Haven Life

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Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

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How Much Does Life Insurance Cost Per Month


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