Comparing Instant Life Insurance Companies
If you’re in the market for quick issue life insurance coverage you can start today, but you may want to compare the best carriers offering instant plans.
When comparing offers on quick issue coverage you’ll want to consider the cost, the amount of coverage available, the financial rating of the insurance company, and how long it will take to get insured, as well as, what requirements are needed regarding questions about your health or taking a health examination.
There are several insurance carriers that offer instant life insurance (meaning same day protection), including:
Top Pick – Haven Life
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Haven Life offers the quickest and easiest way for you to get insured for life insurance.
Highly Recommended – Sagicor Life
Wholesale Insurance offers up to $500,000 of life insurance with no medical exam required through Sagicor Life which is rated "A-" Excellent by AM Best for financial strength.
Sagicor Life Insurance Company was established in 1840 and offers convenient coverage you can get in just 48 hours or less. And, Sagicor Life offers some of the best rates on life insurance policies without any health exams required.
With Sagicor you can get approval for your insurance policy in as little as 10 minutes up to 2 days. Sagicor offers no exam life insurance for diabetics, too.
You can choose from $25,000 to $500,000 of life insurance coverage.
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance
Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.
Globe Life offers the quickest and easiest way for you to get life insurance for you and your children at affordable rates. They also offer no exam life insurance for seniors.
Highly Recommended – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now.
United of Omaha offers guaranteed protection for seniors, people with health issues and those who have been turned down for life insurance by other insurers. If you’re between the ages of 45 to 85 you cannot be denied coverage.