Life Insurance Companies Florida

Are you looking for life insurance companies in Florida?

If so, you’ve come to the right place. Did you know there are over 1,000 insurance companies in the USA that offer some type of life insurance?

And, many of these insurers are licensed to sell life insurance in the state of Florida.

That’s right. Almost all of the best life insurers can offer life insurance to Florida residents, including Metlife, Prudential, MassMutual, Northwestern Mutual and Transamerica, among others.

 

Top 10 Florida Life Insurance Companies

 

Here is a list of the Top Life Insurance Companies that are licensed to do business in the State of Florida:

  1. Northwestern Mutual – rated A++, Superior
  2. MetLife – rated A+, Superior
  3. New York Life Insurance Group – rated A++, Superior
  4. Aflac – rated A+, Superior
  5. Lincoln National Corp. – rated A+, Superior
  6. Manulife Financial Corp. – rated A+, Superior
  7. Prudential Financial In. – rated A+, Superior
  8. Massachusetts Mutual Life Insurance Co. – rated A++, Superior
  9. State Farm Mutual Automobile Insurance – rated A++, Superior
  10. AEGON NV – rated A+, Superior

Source: III.org (Insurance Information Institute)

 

Insurance Company Ratings

Each year the Insurance Information Institute (III) issues a list of the leading life insurance carriers from the previous year to help consumers choose the right life insurance company from the hundreds of life insurers who do business in the U.S.A.

AM Best is an independent financial rating agency that reviews the financial strength of life insurance carriers. The financial ratings are an indication of the insurer’s financial stability, security and ability to pay their claims.

If you have questions about a specific life insurance company you can check out their financial strength rating by visiting ambest.com

 

Insurance Company Reputation

If you have questions about the reputation of an insurance company you can contact the Florida Department of Insurance to inquire as to the quality of the insurance company and if there are any complaints in your state against the insurance company you are considering for your coverage.

 

How Do Rankings Work for Life Insurance?

There are several different ways to rank insurers, including by size, financial strength ratings, reputation, pricing, customer service, number of individual life insurance policies issued, or other factors.

 

Key Factors To Consider When Comparing Companies:

  • Financial Strength
  • Level of Customer Service
  • Premiums
  • Number of Life Insurance Policies Issued
  • Total Assets
  • Financial Ratings
  • Risk Tolerance

 

Who Ranks Life Insurance Companies?

A ranking of life insurers can be issued by any entity that wishes to review and compare carriers.

However, financial ratings of insurers are issued by independent financial rating services with expertise in analyzing the financial statements of insurers and determining the financial security and stability.

 

List of Independent Financial Rating Services

  • AM Best
  • Moody’s
  • Standard and Poor’s
  •  Dunn & Bradstreet


Tips for Comparing Insurance Carriers

When selecting the best life insurance company to protect your family you may want to consider the following tips: 

  • AM Best Ratings – Choose an insurer with a rating of “A” Excellent or better for financial strength.
  • Year Established – Make sure you know how long the insurer has been in business.
  • Reputation of Insurer – Consider the insurer’s reputation of paying claims.
  • Size of Insurer – Larger insurers with more total assets may be more secure.


 Florida Life Insurance Quotes

 

Top Pick – Wholesale Insurance

Compare the best life insurance quotes from 40 of the leading life insurance companies in less than 2 minutes. Save up to 73%. Request your free life insurance quote.


Highly Recommended – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.


Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance

  • Coverage for Adults or Children
  • No Medical Exam. Just a Few Y/N Health Questions
  • Free Information. No Phone Required. No Waiting

Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.


Highly Recommended – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

  


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