Life Insurance Companies Florida

Are You Looking For The Best Life Insurance Companies In Florida?

If so, you’ve come to the right place.

Did You Know There Are Over 1,000 Insurance Companies In The USA That Offer Some Type of Life Insurance?

And, many of these insurers are licensed to sell life insurance in the state of Florida.

That’s right. Almost all of the best life insurers can offer life insurance to Florida residents, including Metlife, Prudential, MassMutual, Northwestern Mutual and Transamerica, among others.

 

Top 10 Florida Life Insurance Companies

 

Here is a list of Top Life Insurance Companies that are licensed to do business in Florida:

1. Northwestern Mutual – rated A++, Superior
2. MetLife – rated A+, Superior
3. New York Life Insurance Group – rated A++, Superior
4. Aflac – rated A+, Superior
5. Lincoln National Corp. – rated A+, Superior
6. Manulife Financial Corp. – rated A+, Superior
7. Prudential Financial Inc. – rated A+, Superior
8. Massachusetts Mutual Life Insurance Co. – rated A++, Superior
9. State Farm Mutual Automobile Insurance – rated A++, Superior
10. AEGON NV – rated A+, Superior

Source: III.org (Insurance Information Institute)

 

Insurance Company Ratings

Each year the Insurance Information Institute (III) issues a list of the leading life insurance carriers from the previous year to help consumers choose the right life insurance company from the hundreds of life insurers who do business in the U.S.A.

AM Best is an independent financial rating agency that reviews the financial strength of life insurance carriers. The financial ratings are an indication of the insurer’s financial stability, security and ability to pay their claims.

If you have questions about a specific life insurance company you can check out their financial strength rating by visiting ambest.com

 

Insurance Company Reputation

If you have questions about the reputation of an insurance company you can contact the Florida Department of Insurance to inquire as to the quality of the insurance company and if there are any complaints in your state against the insurance company you are considering for your coverage.

 

How Do Rankings Work for Life Insurance?

There are several different ways to rank insurers, including by size, financial strength ratings, reputation, pricing, customer service, number of individual life insurance policies issued, or other factors.

 

Key Factors To Consider When Comparing Companies

• Financial Strength
• Level of Customer Service
• Premiums
• Number of Life Insurance Policies Issued
• Total Assets
• Financial Ratings
• Risk Tolerance

 

Who Ranks Life Insurance Companies?

A ranking of life insurers can be issued by any entity that wishes to review and compare carriers.

However, financial ratings of insurers are issued by independent financial rating services with expertise in analyzing the financial statements of insurers and determining the financial security and stability.

 

List of Independent Financial Rating Services

• AM Best
• Moody’s
• Standard and Poor’s
• Dunn & Bradstreet

Tips for Comparing Insurance Carriers

When selecting the best life insurance company to protect your family you may want to consider the following tips: 

• AM Best Ratings – Choose an insurer with a rating of "A" Excellent or better for financial strength.
• Year Established – Make sure you know how long the insurer has been in business.
• Reputation of Insurer – Consider the insurer’s reputation of paying claims.
• Size of Insurer – Larger insurers with more total assets may be more secure.

 Florida Life Insurance Quotes

 

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

• No Medical Exam – Simple Application.
• No Waiting Period. Buy Direct.
• Rates As Low As $3.49 Per Month.
• The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
• No Phone Required. No Credit Required.
• The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
• Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

Highly Recommended – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

• Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

  

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