Mortgage Protection Insurance

Mortgage Protection Insurance is life insurance that provides money to pay off your mortgage in case you die while the mortgage is not fully paid off.

The original type of mortgage protection insurance followed the balance of your mortgage. As your mortgage amount decreased over the years, so did the amount of your mortgage insurance.

Today, it makes sense to get mortgage term life insurance equal to the amount of your original mortgage amount, instead of a decreasing amount of life insurance.

It has become more common to buy the most inexpensive level term life insurance with rates guaranteed for 20 or 30 years. The reason most people choose level term insurance to protect their mortgage is because rates are more competitive, and the premium and amount of coverage can be guaranteed for the full term of the policy.


Level Term Life Insurance makes more sense for your Mortgage Protection for the following Reasons

  1. Life insurance with guaranteed lower rates than a mortgage life insurance policy.
  2. Coverage that will pay off your mortgage in case of your death.
  3. The life insurance amount does not decrease.

To get a level term life insurance quote to protect your family and your mortgage, click here. We've partnered with JRC Insurance Group to give you the best insurance quotes from 40 top-rated insurers.


Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on mortgage life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable mortgage life insurance you need to protect your family and fit your budget. Compare the best mortgage life insurance rates for savings up to 73%.  Get Your FREE Quote.



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