New York Life was established in 1845 as Nautilus Life Insurance Company and is rated A++ Superior by AM Best Company for financial strength.
NewYorkLife offers simplified issue term life insurance for people age 30 to 79.
With NewYork Life Express there’s no health examination required, and just a few health questions asked.
If someone relies on you for financial support, simplified issue life insurance can help by providing financial security for your loved ones.
It can provide funds needed to replace your income for your family, fund your child’s college education, pay for your final expenses, including your burial and funeral costs, medical bills or other debts you may have.
You can choose from $10,000 up to $150,000 of life insurance coverage.
New York Life offers a quick approval process, so you get the coverage you need, when you need it.
Your life insurance coverage will never decrease and NewYorkLife will not cancel your policy, unless you stop paying your premiums.
What is New York Life Express?
It’s a way for consumers like you to get their life insurance coverage online in a matter of minutes, instead of waiting weeks or months for approval and to get their policy issued.
Express life insurance makes it quick and easy to get the coverage you and your loved ones need in a matter of minutes, without the hassles of taking a physical examination, meeting with an agent, sitting through a high-pressure sales pitch, and wondering if you will get approved by the insurance company.
New York Life’s express coverage can help you to provide your family with a lump sum of cash to help with housing and other living expenses, other bills you leave behind and education costs for your children.
The No Exam Express Policy Offers:
You can use the express term life plan to help supplement any existing life insurance policy you already have or as the main source of coverage for your family.
NO Medical Exam
You don’t have to take any health examination to qualify for this policy. Your acceptance for coverage is based on your answers to three questions asked about your health, along with some additional information you provide or give the insurer permission to obtain.
30 Day Satisfaction Guarantee
You’ll receive a policy when coverage is approved. If you decide this coverage isn’t for you, for any reason, you can return it within 30 days and receive a refund.
Can I Keep My Life Insurance Coverage If My Health Changes?
Once approved, changes in your health will not affect your coverage. Also, since it’s your own individual policy, you will remain covered if you change jobs or retire.
Will My Life Insurance Death Benefit Amount Ever Decrease?
Benefits are guaranteed not to decrease until the life insurance ends regardless of changes in your age or health.