New York State Life Insurance

Shopping for New York State Life Insurance

 

Are you looking for low cost life insurance in the State of New York?

If you’re searching for an affordable life insurance policy and you live in New York, you may find it’s quicker and easier than you thought to get inexpensive coverage from a highly-rated insurance company.

In fact, it only takes a few minutes to request and receive the best prices from the leading insurers direct on your screen.

There’s no delays, no hassles and no obligation. Just instant, free quotes.

Get a Free Quote for Life Insurance

  

What is term life insurance coverage?

It’s a type of life insurance that provides you with protection for a specific amount of time.

For example, many insurers offer term life insurance for a period of 10, 15, 20, 25 or 30 years.

 

How does term life work?

Term insurance is temporary life insurance for a specific length of time.  Most term life policies provide coverage for a period of between 10 to 30 years.

You can choose a term of 10, 15, 20, 25 or 30 years for your coverage. The longer the term of your policy, the higher the price you pay for your life insurance.

Term life can help protect those temporary obligations you have, including protection to pay off your home mortgage, provide for your child’s education or replace your income.

If you pass away during the term of your coverage, the beneficiary you choose will receive the death benefit from your life insurance policy.

If you are alive when your term ends, your life insurance coverage expires. You may choose to renew your term life policy for another term of 10 years, usually, but the price you pay will increase based on your age at the time you renew the coverage.

 

How much term life protection do I need?

Many life insurance experts and financial advisors recommend from 10 to 20 times your annual income.

So, if you earn $50,000 a year, you may want to purchase from $500,000 up to $1,000,000 of life insurance protection.

However, it depends on your own personal situation, including the amount of money you have saved, your current debt, and what your goals are for the future.

Here’s a life insurance needs calculator you can use to quickly and easily determine how much life insurance is right for you.

Start Your Free Life Insurance Quote

 

Life Insurance Companies Based in New York

 

  • New York Life
  • Allianz Life Insurance Company of New York
  • Met Life
  • Security Mutual Life Insurance Company of New York
  • John Hancock Life Insurance Company of New York
  • Guardian Life Insurance Company of America
  • US Life Insurance Company
  • William Penn Life Insurance Company of New York
  • Great-West Life & Annuity Company of New York
  • MONY Life Insurance Company
  • USAA Life Insurance Company of New York

 

 

Leading Causes of Death in New York – 2013

Source:  http://www.health.ny.gov

 

  • Heart Disease
  • Cancer
  • Chronic Lower Respiratory Disease
  • Stroke
  • Accidental Death
  • Pneumonia
  • Alcohol-Related
  • Diabetes
  • Alzheimer’s
  • Kidney Disease
  • Suicide
  • Infant Death
  • Homicide
  • AIDS

 

Leading Types of Cancer Causing Death in New York – 2013

Source:  http://www.health.ny.gov

 

  • Lung
  • Breast
  • Colon
  • Pancreas
  • Urinary Organs
  • Prostate
  • Liver
  • Leukemia
  • Ovaries
  • Esophagus
  • Stomach
  • Brain
  • Rectum
  • Lip, Oral & Pharynx
  • Cervix
  • Bone    

 

Leading External Causes of Death in New York – 2013

Source:  http://www.health.ny.gov

 

  • Accidental Poisoning
  • Suicide
  • Accidental Fall
  • Motor Vehicle Accident
  • Homicide and Legal Intervention
  • Accidental Threat to Breathing
  • Accidental Fire
  • Accidental Drowning


Life Insurance Quotes


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New York State Life Insurance

 


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