How to Buy No Question Life Insurance
Are you looking to purchase a life insurance policy but don’t want to answer any questions about your health?
It’s understandable some of us just don’t wish to open up about our health or answer personal questions. But, you should be aware life insurance will be limited or cost you more if you do not answer health questions.
You can apply online for accidental death insurance protection and leave your loved ones up to $1,000,000 in benefits. There is no health exam and no health questions for you to answer.
Did you know accidental death is the fifth leading cause of death in the United States? (per the National Safety Council, Injury Facts, 2007 edition).
Accidental Death Insurance provides protection for your family and peace of mind for you. It helps you prepare for the unexpected.
Mutual of Omaha Accidental Death Insurance Plan
Mutual of Omaha was founded in 1909, and is rated "A+" (Superior) by AM Best for financial strength - that's the second highest of 16 rating levels.
Get up to $1,000,000 in Coverage Starting from 83 cents a Day
60 Day Risk Free Review (30 days in NY)
Apply Online – No Health Questions
If you don’t want to answer health questions you basically have two options for life insurance available to you: Accidental Death and Guaranteed Acceptance.
Why? Because life insurance companies base your approval for coverage, and the cost of your life insurance on your health and age, among other factors.
So, the less information you provide, the more limited your options for life insurance, and the more you may pay for your policy.
Accidental Death Insurance is life insurance that pays out a claim only if you die from an accident. It costs less than regular life insurance, and offers up to $1,000,000 of coverage. There is no health examination and no health questions for you to answer.
Guaranteed Acceptance Life Insurance is graded death benefit, which means you don’t have full life insurance coverage until you have been insured for 2 years. There is no health exam required and no health questions asked.
If you are okay with answering some health questions you may want to consider life insurance no exam required. This type of life insurance plan offers term life insurance for 10, 20 or 30 years. There’s no physical exam, but there are some health questions.
You may qualify to buy up to $400,000 of life insurance without having to take any health exam. Coverage is offered through a life insurance company rated "A-" excellent for financial strength.
And, if you do qualify, you may start your life insurance today. People age 60 and under may qualify for no exam life insurance.
Do you need more than $400,000 of full life insurance?
If you want full life insurance coverage, or need more than $400,000 of coverage, and you are willing to answer health questions, and maybe take a medical exam, you may want to consider comparing life insurance rates online among several leading life insurance companies. There is no obligation, and you may find the best rates on life insurance in just a few minutes. No matter what your age, you can compare affordable rates on term life insurance. Here's how you can compare life insurance quotes online among several leading life insurance carriers.
Guaranteed Issue Life Insurance with
No Health Questions
Top Pick – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.