Non Smoker Life Insurance Rates

Today it’s quick and easy for you to shop and compare non smoker life insurance rates online in minutes from leading insurers.

Life insurance rates for someone who doesn't smoke can be up to three times cheaper than rates for smokers. To be classified as a non-smoker, most life insurance companies require you to be tobacco-free for at least one year.

Why do non-smokers pay less for life insurance?

Because, smoking is a factor that contributes to heart disease and other chronic illnesses that reduce your longevity. Smokers have a shorter life expectancy, that's why they pay more for life insurance.

Would your family be taken care of if you died? A quality life insurance policy will provide financial security to meet their needs. Term life insurance is the most affordable way to protect your family’s future.

Get a Free Quote for Life Insurance


Life insurance for non-smokers is affordable for almost any budget. Term life insurance has the flexibility to meet your specific needs. It offers low cost life insurance for 10, 15, 20 or 30 years.

It’s a great way to protect your family. You can choose a policy providing your family with protection for up to 30 years at very affordable rates.


Life Insurance Quotes for Non Smokers


Top Pick – WholesaleInsurance
Compare the best life insurance quotes from 40 of the leading life insurance companies. Save up to 73%. Get up to $400,000 of life insurance with no medical exam required. Request your free quotes for life insurance.


Highly Recommended – Globe Life Insurance

  • $1* Buys $100,000 Globe Life Insurance

  • Coverage for Adults or Children

  • No Medical Exam. Just a Few Y/N Health Questions

  • Free Information. No Phone Required. No Waiting

    Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.



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