Sagicor Life Insurance Company

Sagicor Life Insurance Company

4343 N. Scottsdale Road, Suite 3

Scottsdale, Arizona   85251

Financial Rating:  "A-" Excellent by AM Best as of 2014

www.sagicorlifeusa.com

Sagicor Life Insurance Company was established in 1840 and operates in 21 countries including the USA.

Sagicor offers Term Life Insurance so you can provide protection for those who count on you for financial support – whether it’s a spouse, children, grandchildren, elderly parent, business partner or special needs adult. Term life can help you protect the future and provide financial security for the ones you love.

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Life insurance provides protection against the loss of income resulting from the death of a wage earner. You should consider life insurance if you support a family or spouse, have a mortgage or plan to send your children to college. 

With term life you can choose coverage for a period of 10, 15 or 20 years. It offers you affordable life insurance with guaranteed level premiums for the term of your policy. 

Benefits from your term life policy can be used for any purpose, including to replace your income, payoff a home mortgage loan, provide funds for day care, college tuition payments, credit card and debt repayment, and final expenses including the cost of a funeral.

With a term life policy you can have peace of mind knowing your loved ones are safe and protected now and in the future.

A term life insurance plan offers affordable coverage that will fit almost any budget, and your premiums will not increase during the term of your life insurance policy.


Sagicor Term Life Insurance Product Features

 

Simplified Issue Underwriting:  People age 18 to 65 may purchase from $50,000 up to $399,999 of life insurance coverage with no health exam required. Approval for coverage may depend on answers to the health questions asked on the application.

Conversion:  Your term life plan may be converted to a permanent life insurance policy without evidence of insurability. Conversion may occur at any time before the policy anniversary date following the insured’s 70th birthday.

Accelerated Benefit Rider:  The accelerated benefit insurance rider is included at no extra cost and will help to cover your medical costs or nursing home care by allowing you to receive a portion of your life insurance policy death benefit in the event you receive a diagnosis of terminal illness or confinement to a nursing home. The accelerated benefit is the lesser of 50% of your life insurance policy death benefit amount or $300,000.

 

Sagicor Term Life Insurance Plans


Sagicor's Platinum Series 10/15/20 Year Term Life Insurance


Simplified Issue Underwriting Process

  • Issue Age for 18 to 65
  • Coverage from $50,000 up to $400,000
  • Only 7 Yes-or-No Health Questions
  • Brief Telephone Underwriting Interview
  • No Medical Exams or Blood Tests
  • Approval in as little as 15 minutes


Full Underwriting Process

  • For People Age 66 to 75 - Coverage from $50,000 up to $400,000
  • For People Age 18 to 75 - Coverage from $400,000 or more

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Sagicor Life Insurance Company

Sagicor No Exam Life Insurance

 


Disclosure: Compensated Affiliate