Term Life Insurance No Exam Required

Are you in search of term life insurance no exam required? Have you been looking for life insurance online, but maybe you are overwhelmed with so many choices?

Why put yourself through endless hours of searching online when you already know buying life insurance is the right choice for you and your loved ones? And, term life insurance protection provides you with the maximum amount of protection for your family at the lowest rates.

Today, with the technology available online - it's quick, easy and affordable for almost everyone to get term life insurance with no medical exam required, just some health questions.

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You can apply online and find out if you qualify today. That's right! No more paperwork. No more painful needles or medical exams. No more pushy insurance agents to deal with. And, no more delays of between 4 to 6 weeks to receive your life insurance policy through the mail.

In fact, with term life insurance no exam required you may be able to qualify for coverage and start your life insurance policy within 48 hours.

Not everyone qualifies for coverage though. You do have to be in good health, generally. But, even if you're on medication, over weight, or a smoker - or even if you may not qualify with other life insurers - you might qualify for life insurance coverage online.

You need to know that term life insurance with no exam required may cost you a bit more money than coverage through other life insurers. However, the benefits may outweigh the cost for you. Several benefits include: Instant Approval, No invasive needles, No medical tests, No mailing delays, Coverage "In Force" today, No doctors, No pushy insurance agents to deal with.

As we mentioned before, there are two drawbacks - the premium may be a little higher. And, not everyone qualifies for coverage.

It's easy to find out if you qualify for term life insurance with no exams. You answer a few health questions to get your instant quotes. Then, you decide if you like the rates. If so, you can apply online. You usually get a response the same day as to whether you’re approved for life insurance coverage. Then, you can pay your first month's premium online. It's that simple. No time delays, no mountains of paperwork, and no need to meet with an agent.

Make sure to check the financial rating of your life insurer. It’s usually provided on their web site or with your life insurance quote. Also, paying an annual premium for your life insurance coverage is usually less expensive than monthly payments. Finally, when you buy your policy online, you're cutting out the uncomfortable, pushy sales person at your dinner table trying to talk you into the policy.

Term life insurance policies can provide the protection you and your family need at affordable rates that fit your budget. It's worth a few minutes to get an instant quote and decide if you want your coverage today. There's no hassle, and no sales pressure. It’s your choice.


Top Pick – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.


Highly Recommended – Sagicor Life
People age 65 and under may qualify to purchase up to $400,000 of term life insurance with no medical exam, just a few health questions. Sagicor Life is rated "A-" Excellent by AM Best for financial strength. 30 day money-back guarantee. Sagicor Life was founded in 1840. If you qualify, you may start your life insurance within 48 hours. Get a free quote.



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