Term Life Insurance No Needles

Learn How To Purchase Term Life Insurance No Needles Required - Get Insured Today

Do you want term life insurance with no needles required?

Now you have the opportunity to apply online for term life insurance coverage and buy up to $2,000,000 protection without any medical exam, blood test or needles.

FACT: Did you know that Needle Phobia and/or fear of injections is a medical condition that affects more than 10% of the population to an extent that it causes them to avoid needed medical care?

Whether you don’t like needles, have a fear of injections, or just don’t like drawing blood, you may be able to qualify for term life insurance at affordable rates from a safe, secure life insurance company.

Facts About Needles and Needle Phobias

1. It is very common for young children to be afraid of needles.
   
   
2. Some needle phobics have an acute sensitivity to pain.
   
   
3. The rarest kind of needle phobia is a classic phobia that results from an early traumatic experience.
   
   
4. About 80% of needle phobics have a first degree relative (parent, child, or sibling) with needle phobia. This is evidence that needle phobia may be genetic.

Types of Needle-Related Phobias

• Trypanophobia – Needle Phobia
  
• Hemophobia – Blood phobia
  
• Latrophobia – Doctor Phobia
  
• Algophobia – Fear of Pain
  
• Aichophobia – Fear of pointed objects
  
• Belonephobia – Fear of Needles

What is Term Life Insurance?

Term life insurance offers you life insurance protection for a specific number of years. It builds no cash value within the policy you pay only for your life insurance.

That's why term life is usually much less expensive than permanent life insurance. That means you can afford more protection for your loved ones.

How Does Term Life Insurance Work?

• Term life insurance lasts for a specific period of time, from 1-30 years. The most common terms are 10, 15, 20 or 30 years.
  
  
• Term life insurance policies pay the beneficiary the face amount of the life insurance policy if the insured person dies during the term of the policy. For example, a 20-year term life policy with a face amount of $200,000 would pay $200,000 to the beneficiary if the insured died any time during those 20 years.
  
  
• Usually, term life insurance costs you 2-3 times less than permanent life insurance.
  
  
• If you outlive the term of your life insurance policy, your coverage expires.

Top Pick – JRC Insurance Group

JRC Insurance offers up to $500,000 of life insurance with no medical exam required through Sagicor Life which is rated "A-" Excellent by AM Best for financial strength.

Sagicor Life Insurance Company was established in 1840 and offers convenient coverage you can get in just 48 hours or less. And, Sagicor Life offers some of the best rates on life insurance policies without any health exams required.

With Sagicor you can get approval for your insurance policy in as little as 10 minutes up to 2 days. Sagicor offers no exam life insurance for diabetics, too.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several different carriers through JRC Insurance Group. 

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

• No Medical Exam – Simple Application.
• No Waiting Period. Buy Direct.
• Rates As Low As $3.49 Per Month.
• The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
• No Phone Required. No Credit Required.
• The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
• Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

Term Life Insurance No Needles