Term Life Insurance No Needles

Do you want term life insurance with no needles required?

Now you have the opportunity to apply online for term life insurance coverage and buy up to $500,000 protection without any medical exam, blood test or needles.

FACT: Did you know that Needle Pobia and/or fear of injections is a medical condition that affects more than 10% of the population to an extent that it causes them to avoid needed medical care?

Whether you don’t like needles, have a fear of injections, or just don’t like drawing blood, you may be able to qualify for term life insurance at affordable rates from a safe, secure life insurance company.

More Facts About Needles and Needle Phobias:

1. It is very common for young children to be afraid of needles.
   
   
2. Some needle phobics have an acute sensitivity to pain.
3. The rarest kind of needle phobia is a classic [hobia that results from an early traumatic experience.
   
   
4. About 80% of needle phobics have a first degree relative (parent, child, or sibling) with needle phobia. This is evidence that needle phobia may be genetic.

Types of Needle-related Phobias

• Trypanophobia – Needle Phobia
  
• Hemophobia – Blood phobia
  
• Latrophobia – Doctor Phobia
  
• Algophobia – Fear of Pain
  
• Aichophobia – Fear of pointed objects
  
• Belonephobia – Fear of Needles

What is Term Life Insurance?

Term life insurance offers you life insurance protection for a specific number of years. It builds no cash value within the policy you pay only for your life insurance.

That's why term life is usually much less expensive than permanent life insurance. That means you can afford more protection for your loved ones.

How Does Term Life Insurance Work?

• Term life insurance lasts for a specific period of time, from 1-30 years. The most common terms are 10, 15, 20 or 30 years.
  
  
• Term life insurance policies pay the beneficiary the face amount of the life insurance policy if the insured person dies during the term of the policy.

  For example, a 20-year term life policy with a face amount of $400,000 would pay $400,000 to the beneficiary if the insured died any time during those 20 years.
  
  

• Usually, term life insurance costs you 2-3 times less than permanent life insurance.
  
  
• If you outlive the term of your life insurance policy, your coverage expires.

How to Buy Term Life Insurance No Needles Required

You can get a quote, apply online and find out (usually within 15 minutes) if you qualify for life insurance.

Once you qualify, you can use your credit card to pay for your policy and start your life insurance coverage today.

And, there’s no 30 day money-back guarantee. Your life insurance is offered through an insurance company rated “A” excellent by AM Best Company for financial strength.