Term Life Insurance Policy Rates

Are you shopping for term life insurance policy rates online?

That’s a good idea. Why? Because, when you compare multiple quotes for your term life insurance policy from several companies you can save money.

The fact is rates for term life insurance are different for each insurance company. You may even be able to save hundreds of dollars per year by comparing the best prices for term life insurance from several carriers.

How can you request your term life policy rate quotes?

It’s quick and easy, and there’s no obligation. You visit a life insurance quote service with access to over 40 top-rated insurance companies. You answer some basic questions one time and instantly receive the lowest quotes for term life insurance.

Get a Free Quote for Life Insurance


What factors affect your life insurance rates?

Life insurers consider several different factors when deciding what they will charge you for your life insurance policy. Among the factors considered in determining your rates are:

  • Your age
  • Gender
  • Occupation
  • Hobbies
  • If you smoke or not
  • Your health
  • Family health history
  • Your height-to-weight ratio


How can you lower your life insurance rates?

  • Quit smoking if you smoke.
  • Compare multiple quotes from several carriers.
  • Lower your weight if you are overweight.
  • Improve your health by eating healthier foods.
  • Consider term life insurance, it usually costs 2-3 times less than permanent life insurance.


Term life insurance offers you the lowest prices and guaranteed rates for up to 30 years of protection for your family. You can choose coverage for 10, 15, 20 or 30 years.

Level term life insurance provides guaranteed rates and coverage amounts for up to 30 years.

Level term is the most popular type of term life insurance coverage purchased by American families because it offers the most life insurance at the lowest price.


Top Pick – Wholesale Insurance
Compare the best term life insurance quotes from 40 of the leading life insurance companies in less than 2 minutes. Save up to 73%. Request your free quotes for term life insurance.


Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance

  • Coverage for Adults or Children

  • No Medical Exam. Just a Few Yes/No Health Questions

  • Free Information. No Phone Required. No Waiting

Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.



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