Term Life Insurance Policy Rates
Are you shopping for term life insurance policy rates online?
That’s a good idea. Why? Because, when you compare multiple quotes for your term life insurance policy from several companies you can save money.
The fact is rates for term life insurance are different for each insurance company. You may even be able to save hundreds of dollars per year by comparing the best prices for term life insurance from several carriers.
How can you request your term life policy rate quotes?
It’s quick and easy, and there’s no obligation. You visit a life insurance quote service with access to over 40 top-rated insurance companies. You answer some basic questions one time and instantly receive the lowest quotes for term life insurance.
Get a Free Quote for Life Insurance
What factors affect your life insurance rates?
Life insurers consider several different factors when deciding what they will charge you for your life insurance policy. Among the factors considered in determining your rates are:
- Your age
- If you smoke or not
- Your health
- Family health history
- Your height-to-weight ratio
How can you lower your life insurance rates?
- Quit smoking if you smoke.
- Compare multiple quotes from several carriers.
- Lower your weight if you are overweight.
- Improve your health by eating healthier foods.
- Consider term life insurance, it usually costs 2-3 times less than permanent life insurance.
Term life insurance offers you the lowest prices and guaranteed rates for up to 30 years of protection for your family. You can choose coverage for 10, 15, 20 or 30 years.
Level term life insurance provides guaranteed rates and coverage amounts for up to 30 years.
Level term is the most popular type of term life insurance coverage purchased by American families because it offers the most life insurance at the lowest price.
Top Pick – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.
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