How to Compare Term Life Insurance Quotes
Are you shopping for the best price quotes on term insurance?
If so, you’ve come to the right place. No one wants to waste time and money on life insurance that’s why it’s so important to comparison shop among the leading carriers to find affordable protection for you family.
The process of comparing quotes is quick and easy, and there’s absolutely no obligation.
Three Simple Steps
We’ve partnered with Wholesale Insurance to help you quickly and easily compare the best prices for life insurance from several of the leading insurance companies in America.
The whole process takes less than 2 minutes to complete your quote request and receive your free, instant quotes.
Why Compare Rates with Wholesale Insurance?
Wholesale Insurance has helped over 500,000 American families find affordable protection from quality life insurers over the last 30 years.
Wholesale Insurance has a network of top carriers including Prudential, Metlife, Fidelity Life, VOYA, Transamerica, Mutual of Omaha, Lincoln Financial, and American General, among others from which you can shop and compare plans and prices.
They also have licensed professionals available by toll-free phone or email to assist you in learning all about your options for life insurance and how the buying process works, including how to prepare for a medical exam, as well as, providing you with answers to any questions you may have about life insurance terms and coverage.
Tips for Comparing Life Insurance Quotes
Keep in mind when comparing your quotes for life insurance from several insurers make sure you consider not only the lowest prices, but how long the insurer has been in business and their financial strength rating.
Also, after reviewing your price quotes you may want to contact your family members and friends to ask if they have any experience with the life insurance carrier you are considering buying your life insurance policy from – they may have a policy with the insurer and know whether or not the insurance company is good and provides good customer service.
When shopping for your life insurance policy make sure you consider how long you will need protection (how many years) and how much you can afford to spend each month on your life insurance plan.
How Much Life Insurance to Buy
You can use a life insurance need calculator to help you easily decide how much coverage you should buy to properly protect the ones you love.
No Exam Life Insurance
If you want life insurance protection but you don’t want to take any health exams, you do have options.
In fact, there are two basic types of no exam life insurance plans available:
Simplified Issue Term Life Insurance – Offers people age 18 to 65 up to $400,000 of life insurance for a duration (term) of 10, 15 or 20 years. There’s no physical examination required, but there are a few health questions for you to answer.
Guaranteed Approval Life Insurance – People age 45 to 85 can buy up to $25,000 of life insurance with guaranteed acceptance, which means you cannot be turned down due to any health problems. There’s no physical exam needed and no questions asked about your health.
Top Pick – WholesaleInsurance
Wholesale Insurance lets you shop, compare and save on life insurance. For more than 30 years, Wholesale Insurance has helped more than 500,000 American families protect their futures. Compare the best life insurance rates from 40 top carriers and save up to 73%. Request your free quotes for term life insurance.