20 Year Fixed Term Insurance

Are you looking for 20 year fixed term insurance?

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What is 20 year term life insurance?

It’s a type of term life insurance protection that provides coverage for a specific period of time – 20 years.

That means, as long as you pay your premiums, you will have life insurance for 20 years.

The rate is guaranteed to remain fixed, or the same, each year for the entire 20 year term of your life insurance policy.

In addition, the amount of coverage provided by your policy remains level, or the same.

Example: A $250,000 fixed term life policy for a term of 20 years and an annual premium of $300.

This means you have $250,000 of life insurance for a period of 20 years, and each year you will pay $300 for the coverage.

If you pass away during the 20 year term of the policy, your beneficiary (you choose) will receive the $250,000 of life insurance proceeds, which are usually paid free from federal income tax.


Many consumers choose 20 year fixed term insurance plans to provide protection for short term life insurance needs, such as:

  • Providing money to ay off your mortgage
  • Providing funds for your children to go to college
  • To pay off your credit card debt
  • To pay off your auto loan
  • To provide money for your spouse’s retirement
  • To pay for your final expenses
  • To pay estate taxes


20 Year Fixed Term Insurance Quotes


Top Pick – WholesaleInsurance
Compare the best term life insurance quotes from 40 of the leading life insurance companies in less than 2 minutes. Save up to 73%. Request your free quotes for term life insurance.


Highly Recommended – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best



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