20 Year Fixed Term Insurance

Are you looking for 20 year fixed term insurance?

If so, you can compare free life insurance quotes online from over 40 top-rated life insurers with no sales pressure and no obligation. It only takes a minute.

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What is 20 year term life insurance?

It’s a type of term life insurance protection that provides coverage for a specific period of time – 20 years.

That means, as long as you pay your premiums, you will have life insurance for 20 years.

The rate is guaranteed to remain fixed, or the same, each year for the entire 20 year term of your life insurance policy.

In addition, the amount of coverage provided by your policy remains level, or the same.

Example: A $250,000 fixed term life policy for a term of 20 years and an annual premium of $300.

This means you have $250,000 of life insurance for a period of 20 years, and each year you will pay $300 for the coverage.

If you pass away during the 20 year term of the policy, your beneficiary (you choose) will receive the $250,000 of life insurance proceeds, which are usually paid free from federal income tax.


Many consumers choose 20 year fixed term insurance plans to provide protection for short term life insurance needs, such as:

  • Providing money to ay off your mortgage
  • Providing funds for your children to go to college
  • To pay off your credit card debt
  • To pay off your auto loan
  • To provide money for your spouse’s retirement
  • To pay for your final expenses
  • To pay estate taxes


20 Year Fixed Term Insurance Quotes


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.


Highly Recommended – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best


Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.



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20 Year Fixed Term Insurance


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