Affordable Life Insurance Protection for Your Family

Term Life Insurance Calculator

Calculate Your Life Insurance Needs
with Our Online Calculator

How Much Life Insurance Coverage Do You Need?

Can I Buy Life Insurance for My Wife?

Use our quick and easy term life insurance calculator to determine how much life insurance you need. 


Choosing the right amount of life insurance protection is very important, for you and more importantly the ones you leave behind.


Just answer the questions below to instantly determine the right amount of life insurance protection to meet your family's needs.


Life Insurance Need Calculator
Life Insurance Need Calculator
This calculator will help you to decide how much life insurance you need if your survivors invest the life insurance benefits they receive.

Funeral cost, estate taxes, etc. ($):
Amount needed to pay of non-mortgage debt ($):
Amount needed in emergency fund ($):
Amount needed in college fund ($):
Expected average annual living expenses ($):
Expected spouse's average annual income after taxes ($):
Annual Social Security Benefits ($):
Spouse's current age (#):
Value of current liquid assets ($ total of savings, investments, etc.):
Expected survivor's investment strategy:
Life insurance needs:


After determining your life insurance needs you can instantly compare the lowest prices on life insurance from more 63 of the leading life insurance companies in the U.S.A. by requesting a free quote, or get a life insurance quote with no medical exam needed.


Life Insurance Quotes


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 63 life insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote


Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.


Additional Resources:




Term Life Insurance Calculator 

Life Insurance Cost Calculator


Disclosure: Compensated Affiliate