Term Life Insurance Calculator

How Much Life Insurance Coverage Do You Need?

Use our quick and easy term life insurance calculator to determine how much life insurance you need. 

Choosing the right amount of life insurance protection is very important, for you and more importantly the ones you leave behind.

Just answer the questions below to instantly determine the right amount of life insurance protection to meet your family's needs.

After determining your life insurance needs you can instantly compare the lowest prices on life insurance to see how much you may save.

Life Insurance Need Calculator
This calculator will help you to decide how much life insurance you need if your survivors invest the life insurance benefits they receive.
Funeral cost, estate taxes, etc. ($):
Amount needed to pay of non-mortgage debt ($):
Amount needed in emergency fund ($):
Amount needed in college fund ($):
Expected average annual living expenses ($):
Expected spouse's average annual income after taxes ($):
Annual Social Security Benefits ($):
Spouse's current age (#):
Value of current liquid assets ($ total of savings, investments, etc.):
Expected survivor's investment strategy:	Conservative Aggressive
Life insurance needs:

Life Insurance Quotes

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote

Highly Recommended – Haven Life

• Get up to $1,000,000 of affordable term life insurance today
• Apply online in under 20 minutes, start coverage today
• Backed by MassMutual, rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance for Adults or Children

• No Medical Exam - Simple Application.
• No Waiting Period. Buy Direct.
• Rates as Low as $3.49 per month.
• Join 4.2 Million Policyholders.
• No Phone Required. No Credit Required.
• No Agent Involved.

Term Life Insurance Calculator