Privacy Statement


We value your privacy, and know that you do too.

Term-Life-Online.com does not sell insurance. What we do offer is a free service! We offer you complete information and the ability to request free, no obligation life insurance quotes.

At Term Life Online we are dedicated to protecting your data and privacy.

We recognize that your privacy is important. This document outlines the types of personal information we receive and collect when you use Term-Life-Online.com, as well as some of the steps we take to safeguard information. This will help you make an informed decision about sharing personal information with us.

Term-Life-Online.com strives to maintain the highest standards of decency, fairness and integrity in all our operations. Likewise, we are dedicated to protecting our customers' and online visitors' privacy on our website.


About Our Cookies


A cookie is a string of information that Term Life Online stores on your computer, which your browser provides to Term-Life-Online.com each time you return to the site. We use cookies to help us identify and track visitors, their use of our website, and their website access preferences. 

Term-Life-Online.com uses Google Analytics to analyze the use of this website. Google Analytics collects demographic and interest data, and generates statistical and other information about website use, by means of cookies. These cookies are kept on your computer. We share this information with Google, which will store and use this information on its servers. Google’s privacy policy is available at: https://policies.google.com/privacy.

Term-Life-Online.com uses information from Google Analytics to track the number of visits to the website, browsers and operating systems. No personally identifiable information is obtained from these cookies. We use this information that Google Analytics generates relating to our website to create reports about the use of the site. These reports allow us to update the site and improve your usage of it. 

If you do not wish your data to be collected via Google Analytics you can install its opt-out browser extension or add-on…  https://tools.google.com/dlpage/gaoptout/


Advertising Cookies


We use third-party advertising companies to serve ads on our website. These companies use cookies and web beacons in their ads to ascertain how many times you’ve seen an advertisement. We share this information with these companies, but do not provide them with any personally identifiable information for cookie or web beacon use, so they cannot personally identify you with that information from our website.  

You may opt out of personalized ads for over 125 different ad networks. Click here to do that. http://optout.aboutads.info


Affiliate Products and Services 


We receive affiliate payout for some of the life insurance offered on Term-Life-Online.com.  

The affiliate services platforms we use are Tranzact, Pinney Insurance, JRC Insurance Group, Globe Life, Ecoverage, Efinancial, and Haven Life.

By clicking on a product or service link, you consent to that platform’s use of cookies, as outlined in the links below.

 

Globe Life     http://r9v7.globelifeinsurance.com/privacy

Tranzact     https://www.tranzact.net/privacy-policy/ 

Haven Life     https://havenlife.com/legal/privacy.html

Efinancial     https://www.efinancial.com/privacy-policy/

Ecoverage     https://www.ecoverage.com/privacy

JRC Insurance Group    https://www.jrcinsurancegroup.com/privacy/

Pinney Insurance     https://pinneyinsurance.com/privacy-policy/


Refusing Cookies

 

You can set your browser to accept or refuse all cookies automatically, or notify you when a cookie is being requested. Taking this action should not cause a problem with the continued use of our site. Consult the Help section of your browser for guidance on how to refuse all cookies or to notify you when a cookie is requested.

 

If you choose to refuse Term Life Online's cookies, you may not be able to fully experience the interactive features of the site.

Personally Identifiable Information

Term-Life-Online.com may collect and use your personal information for the following purposes:

 

  • To run and operate our site.
  • To display content on the site correctly.
  • To improve customer service.
  • To help us respond to your customer service requests and support needs more efficiently.
  • To personalize your user experience.
  • To understand how our users as a group use the services and resources provided on our site.
  • To improve our site.
  • To improve our products and services.
  • To run a promotion, contest, survey or other site feature.
  • To send information to you that you agreed to receive about topics we think will be of interest to you.
  • To send periodic emails, which may include electronic newsletters and/or autoresponder series of emails.
  • To respond to your enquiries, questions, and/or other requests.

 

Term-Life-Online.com may collect personally identifiable information from you in a variety of ways, including, but not limited to, when you visit our site, register on the site, or fill out a form, and in connection with other activities, services, features or resources we make available on our site.  

This site lets you share content with your friends and followers on various social media platforms. Below are links to the privacy policies of FacebookPinterestTwitterTumblrGoogle and Reddit.

 

Facebook     https://www.facebook.com/full_data_use_policy

Pinterest     https://policy.pinterest.com/en/privacy-policy 

Twitter        https://twitter.com/privacy 

Tumblr        https://www.tumblr.com/privacy

Google        https://policies.google.com/privacy

Reddit         https://www.redditinc.com/policies/privacy-policy

 

We use FeedBurner to let you subscribe to these updates via your email address. We also provide links for easy access to My Yahoo and Feedly. Before you choose to use either as your RSS reader, review its privacy policy.


MyYahoo     https://policies.oath.com/us/en/oath/privacy/index.html

Feedly         https://feedly.com/i/legal/privacy

 

You can always refuse to supply personally identifiable information and visit our site anonymously. However, it may prevent you from engaging in certain site-related activities.

If we make material changes in the collection of personally identifiable information, we will inform you by placing a notice on our site. We will use personal information received from you for internal purposes only and will not sell it or provide it to third parties. 

We also collect each visitor's IP address, which helps us combat spam and fraud. We do not use IP addresses for any other purpose.

 

Term-Life-Online.com contains links to other websites that may be of interest to you. However, once you have used them to leave our site, we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information you provide while visiting such sites. These sites are not governed by this privacy statement. Always exercise caution by reviewing the privacy statement of the website in question before continuing to use it.

 

Non-personally Identifiable Information

 

We may collect non-personally identifiable information about you whenever you interact with our site. Non-personally identifiable information may include the browser name, the type of computer and technical information about your method of connecting to our site, such as the operating system and the Internet service provider you used, and other similar information.

 

Children's Privacy Protection

 

This website is directed to adults. It is not directed to children under the age of 16. We operate our site in compliance with current regulations. Anyone under the age of 16 must provide parental consent to use this site. We do not knowingly collect or use personally identifiable information from anyone under 16 years of age.

 

Release of Information

 

If we sell Term-Life-Online.com, the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the sale so that the service provided to you may continue. In that event, you will receive notice through our website of that change in control and practices, and we will make reasonable efforts to ensure that the purchaser honors any opt-out requests you might make.

 

Data Storage

 

Personally identifiable information and non-personally identifiable information collected by this site is stored on our host's servers. That host is SiteSell Inc., located at 1000 Saint-Jean Boulevard, Suite 702, Pointe-Claire, QC H9R 5P1 Canada.

 

How You Can Correct or Remove Information

 

We provide this privacy policy as a statement to you of our commitment to protect your personally identifiable information. If you have submitted personally identifiable information through our website and would like to download and review that information, click on this link

 

You can also request to edit or delete any of your information from the servers by clicking on this link.


Updates and Effective Date

 

Term-Life-Online.com reserves the right to make changes in this policy. If there is a material change in our cookie and privacy practices, we will indicate on our site that those practices have changed and provide a link to the updated privacy policy. We encourage you to periodically review this policy so that you will know what information we collect and how we use it.

 

Agreeing to Terms

 

If you do not agree to Term Life Online's privacy policy as posted here on this website, please do not consent to the setting of cookies and the collection and storage of your personally identifiable information.

Your explicit consent indicates acceptance of this privacy policy in its entirety.

 

Last updated: June 8, 2018

 

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