Affordable Life Insurance Protection for Your Family

Term Life Insurance No Exam

Buy Level Term Insurance

Today, it's quick and easy for you to get term life insurance coverage with no exam.

Even if you smoke, you're overweight, or you're on medication, you may qualify for coverage. If approved, you can start your life insurance today.

Get up to $1,000,000 of coverage. There's no exam required, just some health questions. 

  • No Medical Exam, if you qualify for coverage
  • Get up to $1,000,000 Coverage
  • Start Your Life Insurance Coverage Today

No Medical Examination Needed

Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Applying for Coverage

There's an easy online application process. Your information is completely safe and secure.

You can apply for your life insurance policy and get approved today, if qualified.

Many individuals and couples choose term life insurance with no physical exam, because it's fast, easy and affordable.

Once you apply and are accepted for coverage, your life insurance protection begins the very same day, giving you peace of mind knowing your family is protected.

100% Risk Free

After an insurance policy is issued you have a certain period of time (usually 10, 15, or 30 days) during which you can change your mind and cancel the policy for any reason whatsoever.

This is called a "Free-Look Period". If you cancel your policy during the free-look period, your premiums will be refunded in full.

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 63 top life insurance companies and find you affordable life insurance you need to protect your family and fit your budget. 

JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.

You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.

JRC offers some of the best rates on life insurance policies without any health exams required.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.

Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

If you have been turned own for life insurance or you have serious health issues, you may want to consider guaranteed acceptance life insurance.  

People ages 45 to 85 can purchase up to $25,000 of life insurance with guaranteed approval

Level Term Life Insurance with No Medical Exam

Buy No Exam Life Insurance for Adult Children

Term Life Insurance No Exam

Disclosure: Compensated Affiliate