Affordable Life Insurance Protection for Your Family
Today, it's quick and easy for you to get term life insurance coverage with no exam.
Even if you smoke, you're overweight, or you're on medication, you may qualify for coverage. If approved, you can start your life insurance today.
Get up to $2,000,000 of coverage. There's no exam required, just some health questions.
Instant life insurance protection for your family is available starting today, if you qualify. And, there's a 30-day money back guarantee.
There's an easy online application process. Your information is completely safe and secure.
You can apply for your life insurance policy and get approved today, if qualified.
Many individuals and couples choose term life insurance with no physical exam, because it's fast, easy and affordable.
Once you apply and are accepted for coverage, your life insurance protection begins the very same day, giving you the peace of mind knowing your family is protected.
You can even pay for your life insurance policy using direct deposit from your checking account. It's quick and easy to start your policy today.
Top Pick – Haven Life
Highly Recommended – Globe Life Insurance
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Haven Life uses the information provided in your application to make an instant decision on your application.
Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.
Haven Life is fully backed by MassMutual Life Insurance Company which is rated "A++" Superior by A.M. Best Company for financial strength.
After an insurance policy is issued you have a certain period of time (usually up to 30 days) during which you can change your mind and cancel the policy for any reason whatsoever.
This is often called a "Free-Look Period". If you cancel your policy during this free-look period, your premiums will be refunded in full.
Guaranteed Issue Life Insurance – If you are over age 60, have health issues, or you have been turned down for life insurance, people ages 45 to 85 may purchase life insurance with guaranteed approval with no medical exam or health questions asked.