Accidental Death Benefit Insurance
Learn How Accidental Death Benefit Insurance Works and How to Request Your Free Quote Online
What is accidental death insurance?
There are individual life insurance policies providing only accidental death insurance coverage. An accidental death benefit is life insurance, but it only pays out in the event of accidental death (plane crash, car crash, etc.) It does not pay out in the event of sickness-death like heart disease or cancer.
Accidental death caused by war, aviation except as a passenger on a regularly scheduled airline, and illegal activities is generally excluded.
Time and age limits are usually applicable to accidental death coverage, for example, the insured must die within 90 days of the accident and be age 60 or less.
You can apply online for accidental death benefit insurance protection and leave your loved ones up to $1,000,000 in benefits.
Request a Free Life Insurance Quote
Did you know accidental death is the fifth leading cause of death in the United States? (per the National Safety Council, Injury Facts, 2007 edition).
Since most deaths in the US are sickness based (the top 3 killers are Heart Disease, Cancer and Stroke - all sickness deaths), this is usually very cheap life insurance. You may be able to purchase a large accidental death benefit for a very small amount of money.
Mutual of Omaha Accidental Death Insurance Plan
Mutual of Omaha was founded in 1909, and is rated "A+" (Superior) by AM Best for financial strength - that's the second highest of 16 rating levels.
- Get up to $1,000,000 in Coverage Starting from 83 cents a Day
- 60 Day Risk Free Review (30 days in NY)
- Apply Online – No Health Questions
How it works - This type of insurance helps you ensure your family will be well protected in the event of your death due to an accidental injury. Accidental life insurance no exam policies were created to give you peace of mind by:
- Supplementing any current life insurance you have
- Providing low cost life insurance against any accidental death.
Although you can’t plan on unexpected accidents, you can prepare by providing accidental death coverage for your family.
What is Accidental Death Insurance?
Accidental death benefit insurance is an insurance policy that pays out benefits to your beneficiary in the event of accidental death of the insured.
In addition, one can also obtain a policy which is a combination accidental death and dismemberment insurance which provides protection should either of these terrible accidents occur.
Having a policy of this type is a way to protect you and your family from financial problems should anything happen to you.
The Facts about Accidental Death
Statistics provided by the National Safety Council in their 2004 edition state that someone dies every five minutes due to a fatal accident in the United States.
This is the primary reason accidental death life insurance would come in handy for your family. Accidental death policies provide protection and financial security for your family members and loved ones should something happen to you.
Benefits of Accidental Death Benefit Insurance
One benefit of the accidental death policy is that it provides financial security for family members and loved ones left behind. Although we often don’t consider the chance of death resulting from an accident, the fact is it happens every five minutes.
Planning for the unexpected is a responsibility you have, to provide for your family.
Another benefit to obtaining this type of life insurance policy is that many accidental death insurance policies are very affordable.
In fact, some policies can be started for just 83 cents per day.
The valuable benefits of accident death coverage can help to lessen the financial burden of an already stressful time for those you leave behind. That’s why it’s important to take a few minutes now to apply for your policy.
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