Declining Term Insurance
What is Declining Term Insurance?
Declining Term Life Insurance provides you with a decreasing amount of life insurance coverage each year, while your insurance premiums remain the level for the entire term of your policy.
Decreasing term insurance is usually used to provide life insurance protection for your outstanding mortgage, also called mortgage payment protection insurance. Or, you can use decreasing term insurance to provide protection for other items whose costs decrease over time.
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Declining term insurance is considered the most effective way to provide protection for your home mortgage. However, make sure to compare rates for Level Term Life Insurance if you are considering Decreasing term coverage.
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