Here is a comprehensive list of resources to assist you in researching, shopping for and purchasing funeral insurance.
What is Funeral Insurance?
Funeral insurance is an insurance policy that pays the costs associated with your funeral. There are several different forms of these policies available to assist you with planning for your end of life costs.
Funeral insurance can be used to pay for the cost of your funeral alone, or it can cover additional final expenses including outstanding medical bills, legal costs, or any other debts that you owe, such as, credit card bills.
Top Pick – United of Omaha
Get up to $25,000 of guaranteed approval funeral insurance coverage with no exam and no health questions asked. Request your free funeral insurance quote.
Highly Recommended – JRC Insurance Group
JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.
Highly Recommended – Globe Life Insurance
$1* Buys $50,000 Globe Life Insurance for Adults
Met Life – Funeral Insurance or Life Insurance?
Met Life – Planning a Funeral: Your Step by Step Guide
Baltimore Life – Funeral and Memorial Guide
United of Omaha - Up to $25,000 of guaranteed funeral insurance coverage for people ages 45 to 85.
Learn about financial strength ratings, how they are determined, and why they are important to consider when choosing a funeral insurance company.
AM Best Company – Financial Ratings
Moodys – Financial Strength Ratings
Standard and Poors – Insurance Ratings
Dun & Bradstreet – Life Insurance Ratings
Fitch Ratings – Insurance Financial Strength Ratings
Homesteaders Life – Pre Need Funeral Planning
Funeral Resources – Funeral Resources Blog
Funeral – Funeral Blog
Funeral Pay Plan – Funeral Pay Plan Blog
Funeral Wise – How to Plan a Funeral
Pekin Insurance – Funeral Pre-Planning
Funeral Resources – Funeral Insurance Tips
Funeral.com – 4 Things You Should Know About Funeral Insurance
Funeral Resources – 125 Tasks After a Loss
Funeral Resources – Free Funeral Planning Checklist
Here is a list of the departments of insurance in every state in the U.S.A. They are responsible for oversight of insurance companies and licensing of insurance agents.
Alabama Department of Insurance: http://www.aldoi.gov
Alaska Department of Commerce, Community & Economic Development – Division of Insurance: https://www.commerce.alaska.gov/web/ins/
Arizona Department of Insurance: https://insurance.az.gov
Arkansas Insurance Department: http://www.insurance.arkansas.gov
California Department of Insurance – CDI: http://www.insurance.ca.gov
Colorado Department of Regulatory Agencies – Division of Insurance: https://www.colorado.gov/pacific/dora/division-insurance
Connecticut Insurance Department: http://www.ct.gov/cid/site/default.asp
Delaware Department of Insurance: http://www.delawareinsurance.gov
District of Columbia Department of Insurance, Securities and Banking: http://disb.dc.gov/page/insurance
Florida Department of Insurance Regulation: http://www.floir.com
Georgia Department of Insurance – Office of Insurance and Fire Safety Commissioner: https://www.oci.ga.gov/home.aspx
Hawaii Department of Commerce & Consumer Affairs – Insurance: http://cca.hawaii.gov/ins/
Idaho Department of Insurance: http://www.doi.idaho.gov
Illinois Department of Insurance: http://insurance.illinois.gov
Indiana Department of Insurance: http://www.in.gov/idoi/
Iowa Insurance Division: http://www.iid.state.ia.us
Kansas Insurance Department: http://www.ksinsurance.org
Kentucky Department of Insurance: http://insurance.ky.gov
Louisiana Department of Insurance: http://www.ldi.la.gov
Maine Department of Professional & Financial Regulation – Bureau of Insurance: http://www.maine.gov/pfr/insurance/
Maryland Insurance Administration: http://insurance.maryland.gov/Pages/default.aspx
Massachusetts Office of Consumer Affairs & Business Regulation – Division of Insurance: http://www.mass.gov/ocabr/government/oca-agencies/doi-lp/
Michigan Department of Insurance and Financial Services: http://www.michigan.gov/difs/
Minnesota Department of Commerce – Insurance Division: http://mn.gov/commerce/industries/insurance/
Mississippi Insurance Department: http://www.mid.ms.gov
Missouri Department of Insurance: https://insurance.mo.gov
Montana Commissioner of Securities & Insurance: http://csimt.gov
Nebraska Department of Insurance: https://doi.nebraska.gov
Nevada Department of Business and Industry – Division of Insurance: http://doi.nv.gov
New Hampshire Insurance Department: http://www.nh.gov/insurance/
New Jersey Department of Banking & Insurance: http://www.state.nj.us/dobi/index.html
New Mexico Department of Insurance: http://www.osi.state.nm.us
New York Department of Financial Services – Insurance: http://www.dfs.ny.gov/insurance/dfs_insurance.htm
North Carolina Department of Insurance: http://www.ncdoi.com
North Dakota Insurance Department: https://www.nd.gov/ndins/
Ohio Department of Insurance: https://www.insurance.ohio.gov/Pages/default.aspx
Oklahoma Insurance Department: https://www.ok.gov/oid/
Oregon Department of Consumer and Business Services – Insurance: http://dfr.oregon.gov/Pages/index.aspx
Pennsylvania Insurance Department: http://www.insurance.pa.gov/Pages/default.aspx
Rhode Island Department of Business Regulation – Insurance: http://www.dbr.state.ri.us/divisions/insurance/
South Carolina Department of Insurance: http://www.doi.sc.gov
South Dakota Department of Labor and Regulation – Division of Insurance: http://dlr.sd.gov/insurance/
Tennessee Department of Commerce & Insurance: https://www.tn.gov/commerce/section/insurance
Texas Department of Insurance: http://www.tdi.texas.gov
Utah Insurance Department: https://insurance.utah.gov
Vermont Department of Financial Regulation – Insurance Division: http://www.dfr.vermont.gov/insurance/insurance-division
Virginia – State Corporation Commission – Bureau of Insurance: http://www.scc.virginia.gov/boi/index.aspx
Washington State Office of The Insurance Commissioner: https://www.insurance.wa.gov
West Virginia Office of the Insurance Commissioner: http://www.wvinsurance.gov
Wisconsin Office of the Commissioner of Insurance: https://oci.wi.gov/Pages/Homepage.aspx
Wyoming Department of Insurance: http://doi.wyo.gov