Instant Term Insurance Quote

Are you shopping for Instant Term Insurance Quotes?

If so, you’ve come to the right place. Term Life Online has partnered with Wholesale Insurance to provide you with the best pricing on your term life insurance policy.

How does it work? You just answer a few simple questions and instantly receive a comparison of the best quotes for term insurance from 40 of the leading insurance companies in America.

It takes less than one minute for you to request and receive your free term quotes.

Compare Instant Term Insurance Rates


How to Get an Instant Term Insurance Quote

To request your free quotes you just visit our partner Wholesale Insurance and answer a few questions about your age, tobacco use and amount of life insurance you need.

Then, you instantly receive the lowest prices from 40 top carriers. There’s no delay, no obligation and no hassles.

Your online quotes are offered from several highly-rated, well-known insurers including Prudential, Metlife, Northwestern Mutual and Transamerica, among others.

If you like your term quotes, you can request an application for life insurance coverage.

If you have any questions about life insurance you can use a toll-free number to contact Wholesale Insurance or email them direct for further information, with no obligation to buy.

Wholesale Insurance lets you shop, compare and save on life insurance. For more than 30 years, Wholesale Insurance has helped more than 500,000 American families protect their futures. 

Compare the best life insurance rates from 40 top insurance carriers and save up to 73% on your life insurance policy.

Request your free quotes for term life insurance.


How Term Insurance Works

Term insurance is temporary life insurance coverage that provides protection for a specific number of years.


Length of Term Options 

Choose life insurance protection for a term of 5, 10, 15, 20, 25 or 30 years.


Amount of Term Insurance to Buy

Select the amount of life insurance protection that meets your personal needs. You can determine you exact needs by using a term insurance calculator.


Comparing Quotes – Key Factors

When reviewing your quotes for term life insurance make sure you consider the cost of insurance, the financial strength rating of the insurer, how long your rate is guaranteed to remain the same and how long the insurance company has been in business.


Pricing Factors for Term Insurance

There are several key factors insurance companies consider when determining your rate for life insurance coverage and how much you will pay for a policy.

Some of the main pricing factors include the length of term and amount of coverage, your age, gender, health, tobacco use, lifestyle, occupation and hobbies, and driving record, among other things.

The longer you are expected to live, the lower your premium for term insurance.


4 Ways to Save on Life Insurance

Did you know that 95 million Americans have absolutely no life insurance protection? 

The reason? 85 percent of Americans without adequate coverage think they can’t afford it.


Ways to Save Money on Life Insurance:

  • Don't Overbuy Choose the amount of life insurance you really need rather than paying for more coverage.
  • Stop Smoking Quit smoking and it may save you up to 40% on your life insurance premiums.
  • Buy Term Insurance A 40 year old male can buy $250,000 of coverage for as little as $18 per month or less.
  • Shop Around and Compare Rates Pricing for life insurance varies widely by insurance carrier, and comparing quotes is the best way to find affordable rates.

Compare Instant Term Insurance Quotes


Highly Recommended – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best

Get a Free Quote


Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.



Term Life Insurance | About Us | Privacy Policy | Site Map

 


Disclosure: Compensated Affiliate