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Mortgage Life Insurance

Mortgage life insurance protection is life insurance that provides money to pay off your mortgage in case you die while the mortgage is not fully paid off.

The original type of mortgage protection insurance followed the balance of your mortgage. As your mortgage amount decreased over the years, so did the amount of your mortgage insurance.

Today, it makes sense to get mortgage term life insurance equal to the amount of your original mortgage amount, instead of a decreasing amount of life insurance.

It has become more common to buy the most inexpensive level term life insurance with rates guaranteed for 20 or 30 years. The reason most people choose level term insurance to protect their mortgage is because rates are more competitive, and the premium and amount of coverage can be guaranteed for the full term of the policy.


Level Term Life Insurance makes more sense for your Mortgage Protection for the following Reasons:

  1. Life insurance with guaranteed lower rates than a mortgage life insurance policy.
  2. Coverage that will pay off your mortgage in case of your death.
  3. The life insurance amount does not decrease.

To get a level term life insurance quote to protect your family and your mortgage, click here. We've partnered with eFinancial to give you the best quotes from twelve top-rated insurers. Fill out one easy form and get your side-by-side life insurance quotes instantly. If you like your quote, you can APPLY ONLINE today. Get a FREE Life Insurance Quote.


Mortgage Life Insurance without any Medical Exam Required


If you don’t want to take a medical exam, blood test, or urine test to qualify for mortgage life insurance – you don’t have to.

Now you have the option of choosing life insurance with no medical exam required, there's just a few health questions to answer.

You can choose up to $500,000 of life insurance for a period of 10, 15, 20, or 30 years of protection.

You can apply online and get approved in just minutes, if you qualify.

Your mortgage life insurance is available from a life insurance company rated "A+" Superior by AM Best Company for financial strength.

If you qualify you can begin your life insurance today.

And, there’s a 30 day money-back guarantee, so there's no risk.

Get your Free Quote for Mortgage Life Insurance
with No Medical Exam



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