No Question Term Life Insurance
How to Buy No Question Term Life Insurance
What is no medical questions life insurance and how can you get coverage?
There are life insurance policies available that do not require you to answer any medical questions. These life insurance plans are called "Accidental Death Life Insurance".
This means you must pass away as a result of an accident covered by the life insurance policy in order for your family (beneficiary) to receive the death benefit.
Another option available is term life insurance with no exam required; however, there are a few health questions and not everyone qualifies.
You can apply online for accidental death insurance protection and leave your loved ones up to $1,000,000 in benefits.
Did you know accidental death is the fifth leading cause of death in the United States? (per the National Safety Council, Injury Facts, 2007 edition).
Accidental Death Insurance provides protection for your family and peace of mind for you. It helps you prepare for the unexpected.
Mutual of Omaha Accidental Death Insurance Plan
Mutual of Omaha was founded in 1909, and is rated "A+" (Superior) by AM Best for financial strength - that's the second highest of 16 rating levels.
- Get up to $1,000,000 in Coverage Starting from 83 cents a Day
- 60 Day Risk Free Review (30 days in NY)
- Apply Online – No Health Questions
How It Works - This type of insurance helps you ensure your family will be well protected in the event of your death due to an accidental injury. Accidental life insurance no exam policies were created to give you peace of mind by:
- Supplementing any current life insurance you have
- Providing low cost life insurance against any accidental death.
Although you can’t plan on unexpected accidents, you can prepare by providing accidental death coverage for your family.
What is Accidental Death Insurance?
Accidental death life insurance is a no question term life insurance insurance policy that pays out benefits to your beneficiary in the event of accidental death of the insured.
In addition, one can also obtain a policy which is a combination accidental death and dismemberment insurance which provides protection should either of these terrible accidents occur.
Having a policy of this type is a way to protect you and your family from financial problems should anything happen to you.
The Facts about Accidental Death
Statistics provided by the National Safety Council in their 2004 edition state that someone dies every five minutes due to a fatal accident in the United States.
This is the primary reason accidental death life insurance would come in handy for your family. Accidental death policies provide protection and financial security for your family members and loved ones should something happen to you.
Benefits of Accidental Death Insurance Policy
One benefit of the accidental death policy is that it provides financial security for family members and loved ones left behind. Although we often don’t consider the chance of death resulting from an accident, the fact is it happens every five minutes.
Planning for the unexpected is a responsibility you have, to provide for your family.
Another benefit to obtaining this type of life insurance policy is that many accidental death insurance policies are very affordable. In fact, some policies can be started for just 83 cents per day.
The valuable benefits of accident death coverage can help to lessen the financial burden of an already stressful time for those you leave behind. That’s why it’s important to take a few minutes now to apply for your policy.
Can I Be Turned Down for This Insurance?
You cannot be turned down for coverage if you are age 18 to 70 (18 through 64 in Minnesota) and aren't already insured under other Accidental Death Insurance from Mutual of Omaha.
Financial Strength Rating
Mutual of Omaha is currently rated A+ (Superior) by A.M. Best for its financial strength as of June 2007. That’s the second highest of 16 rating levels! A.M. Best is an independent rating firm that grades insurance companies on their overall financial strength and ability to meet ongoing obligations to customers. This positive rating is just one more reason you can have confidence that your coverage will be there for your family when they need it most.
Risk-free Right to Review Your Coverage
You have a risk-free right to review this coverage for a full 60 days (30 days in New York). If you change your mind for any reason, simply return your insurance plan within that period of time and Mutual of Omaha will issue you a refund check for the full amount of your payment.
Get A Free No Question Life Insurance Quote
Highly Recommended – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance
- Coverage for Adults or Children
- No Medical Exam. Just a Few Yes/No Health Questions
- Free Information. No Phone Required. No Waiting
Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.
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