Affordable Life Insurance Protection for Your Family

Top 10 Reasons To Buy No Exam Life Insurance

Here is a list of the most common reasons for buying a life insurance policy that does not require you to take a medical examination to qualify for coverage:


  1. You can choose from $25,000 to $2,000,000 of life insurance coverage.
  2. No medical or physical exam is required. Just some health questions.
  3. No insurance agent will visit you.
  4. You can buy your policy direct online.
  5. No waiting period.
  6. Full coverage starts the day your policy is issued.
  7. Your benefit will never be canceled or reduced as long as you pay your premiums on time.
  8. Your life insurance policy benefit is paid to your beneficiary free of federal income tax.
  9. Coverage may be available for your spouse or children.
  10. You have a No Risk 10-30 day Money Back Guarantee.


No Medical Exam Life Insurance


Top Pick – JRC Insurance Group

JRC Insurance offers up to $500,000 of life insurance with no medical exam required through Sagicor Life which is rated "A-" Excellent by AM Best for financial strength.

Sagicor Life Insurance Company was established in 1840 and offers convenient coverage you can get in just 48 hours or less. And, Sagicor Life offers some of the best rates on life insurance policies without any health exams required.

With Sagicor you can get approval for your insurance policy in as little as 10 minutes up to 2 days. Sagicor offers no exam life insurance for diabetics, too.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several different carriers through JRC Insurance Group.


Highly Recommended – Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.


Highly Recommended – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.


Reasons to Buy No Exam Life Insurance

Life Insurance No Medical Exam


Disclosure: Compensated Affiliate