Affordable Life Insurance Protection for Your Family

Return of Premium Life Insurance

Average Life Insurance Cost

What is Return of Premium Life Insurance, and Why Do People Consider This Option?

Many young Americans don’t want to buy life insurance because they feel it’s like "throwing money away".

Fortunately, you now have a new option. You can choose life insurance that returns your premiums, and you won’t be throwing any money away.


How Does It Work? 

If you pay $20 a month into a term life insurance plan that returns premiums, over 30 years (that’s $240 a year), you can get back a big chunk of change. You’ll receive a check for $6,000 if you outlive the 30 year term of your policy. So, do you feel lucky?

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You get the tax deferred savings of the premiums you pay into your life insurance policy. If you wait until the policy expires, you pay no taxes on the return premium you receive.

It’s like a savings account that offers you life insurance protection, too. Some life insurance policies that return your premiums let you take money out early, but penalties usually do apply.


The free quote comparison service uses advanced search technology to find you the best rates on return of premium term life insurance.

It takes less than 1 minute to search all of the top life insurance companies. You may receive up to 12 different life insurance quotes. If you need help with your application, dedicated customer service agents are available.


Would Your Family Be Taken Care of If You Died?

A quality return of premium life insurance policy will provide financial security to meet their needs. Let us help. Term life insurance is the most affordable way to protect your family’s future today.

Term life insurance is affordable for almost any budget. It has flexibility to meet your specific needs. It’s a great way to protect your family. You can choose a coverage term ranging from 10 to 30 years. Have you done all you can to make sure your family will always be taken care of?


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.


Return of Premium


Disclosure: Compensated Affiliate