Smokers Cheap Term Life Insurance

Today, it's quick and easy to get smokers cheap term life insurance quotes online in minutes.

If you smoke or use tobacco products it’s important to shop and compare quotes for term life insurance before you buy. Rates for tobacco-users can vary by 50% or more between life insurance companies.

We have partnered with "JRC Insurance Group" to offer you instant quotes from leading insurers nationwide.

Get your Free Life Insurance Quotes now.


Compare Smokers Term Life Insurance Quotes with:

  • Savings up to 50% or more on life insurance
  • Great Non-Smoker Rates available
  • Guaranteed Rates for 10, 15, 20 or 30 years

Get term life insurance especially designed for smokers. If you smoke or use tobacco products, you can save up to 50% or more on your life insurance policy.


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.


Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance

  • Coverage for Adults or Children

  • No Medical Exam. Just a Few Y/N Health Questions

  • Free Information. No Phone Required. No Waiting

Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.



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Smokers Cheap Term Life Insurance


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