Term Life Insurance No Exam

How to Buy Term Life Insurance No Exam

Today, it's quick and easy for you to get term life insurance with no exam quotes and coverage online.

Even if you smoke, you're overweight, or you're on medication, you may qualify for coverage. If approved, you may start your life insurance within 24-48 hours.

Choose up to $400,000 of coverage. There's no medical exam required, just some health questions. 

  • No Medical Exam
  • Get up to $400,000 Coverage
  • Rated "A-" Excellent by A.M. Best Company for financial strength
  • Founded in 1840
  • 30 Day Money-Back Guarantee

Start Your Free Quote

Instant life insurance protection for your family is available starting today, if you qualify. And, there's a 30-day money back guarantee.

There's an easy online application process. Your information is completely safe and secure.

You can apply for your life insurance policy and get approved today, if qualified.

Many individuals and couples choose term life insurance with no physical exam, because it's fast, easy and affordable.

Once you apply and are accepted for coverage, your life insurance protection begins the very same day, giving you the peace of mind knowing your family is protected.

You can even pay for your life insurance policy using your debit card. It's quick and easy to start your policy. Get your free quote now.

No Medical Exam

There is no medical exam required to qualify for your life insurance policy. There are a few health questions for you to answer. There is no physical exam, no blood tests, no urine tests, and no tobacco tests.

"A-" rated Life Insurance

Sagicor Life Insurance Company was established in 1840 and is licensed to do business in the USA. Sagicor Life Insurance Company is rated "A-" Excellent by A.M. Best Company for financial strength.

100% Risk Free

After an insurance policy is issued you have a certain period of time (usually up to 30 days) during which you can change your mind and cancel the policy for any reason whatsoever. This is often called a "Free-Look Period". If you cancel your policy during this free-look period, your premiums will be refunded in full.

Buy Term Life Insurance with No Exam

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Term Life Insurance No Exam


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