If so, you may feel like it is impossible to find life insurance coverage.
That’s why it’s so important to purchase life insurance when you are young and healthy.
But, even though you may have been turned down for life insurance, you may still be able to qualify for a life insurance policy.
How can you qualify for life insurance? Well, not all life insurance companies have the same guidelines for acceptance. And, yes the price may be higher than you expected, but if you really need life insurance, there may be an option for you.
Top Pick – United of Omaha
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.
Highly Recommended – Vantis Life
Vantis Life offers $5,000 to $20,000 of permanent life insurance with no medical examination required. There are no health questions asked. People age 50 to 80 cannot be turned down. Vantis Life is rated "A-" (Excellent) by AM Best for financial strength. Your premiums will never increase and your benefits will never decrease.
Did you know the average cost of burial is over $6,000*? And, the current Social Security Death Benefit is just $255.
If you don’t have life insurance, your family may be left with the financial burden of your final expenses if you die. That's why guaranteed life insurance without an exam may be right for you.
* Resource - Federal Trade Commission Website, 2006