What is No Load Life Insurance?

Traditional No Load Life Insurance policies carry expenses that are built into premiums and used to cover everything from agent commissions and bonuses to advertising and marketing costs.

Usually, the "load" is equal to most or all of the premiums you pay in the first and second year of your life insurance policy.

There is a way to get around paying high loads or expenses. You can buy a No Load or Low Load life insurance policy. A low-load life insurance policy has fewer expenses, which means lower premiums in most instances.

However, not everyone is aware the option for no load life insurance is available. And many who do know may think it sounds "too good to be true." But it's not.

How can you buy No-load life insurance?

Directly from the life insurance companies that offer these policies.


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.


Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance

  • Coverage for Adults or Children

  • No Medical Exam. Just a Few Yes/No Health Questions

  • Free Information. No Phone Required. No Waiting

Buy Direct. Monthly Rates as low as $3.49 for Adults/$2.17 for Children.



Life Insurance | About Us | Privacy Policy | Site Map

What is No Load Life Insurance?


Term-Life-Online.com

Copyright 2017. All Rights Reserved.