What Type of Life Insurance Should I Buy?

Are you wondering What type of life insurance should I buy?

If you want to buy life insurance and you have started researching your options, you may be considering what type of life insurance policy to buy.

There are basically two types of life insurance – Permanent and Term.

Permanent life insurance provides life insurance coverage for your entire lifetime. Permanent life insurance builds cash value within the policy. However, Permanent life insurance usually costs between 3 to 10 times more than Term life insurance.

Term life insurance provides protection for a specific number of years, usually 10, 15, 20 or 30 years. If you have temporary needs to protect for 30 years or less, such as a mortgage or until your children are grown, then term life insurance may be the best option.

Term life insurance is a good choice for young families on a budget. Term life insurance offers you the maximum amount of protection at the lowest cost. Term life insurance offers the most affordable life insurance to meet your temporary needs that last up to 30 years.

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