Affordable Life Insurance Protection for Your Family

Apply for Life Insurance Online with No Exam

Can I Apply and Get Approval for Life Insurance Online?

Yes. Today qualified applicants can apply for a life insurance policy over the internet, safe and secure, and start their life insurance coverage the very same day, sometimes within 15 minutes.

The technology of the internet combined with the ability of insurance companies to analyze your information and make an instant decision as to whether or not you qualify life insurance have enabled consumers to get the protection they need without long delays or having to meet with an insurance agent.

Reasons to Apply for Life Insurance with No Exam

Whether you need life insurance that starts right away or you just don’t want the hassles or delays of the traditional way of buying life insurance, online plans can get you the coverage you need quick and easy.


Top Reasons to Apply Online

  1. Buy up to $2,000,000 of Life Insurance
  2. Get Insured Today
  3. Start Protecting Your Family Immediately
  4. No Hassles with Lengthy Mailing Delays
  5. No Doctor’s Office Visits
  6. No Sales Pressure
  7. No Agent Visiting Your Home
  8. Competitive Pricing Available


How to Apply and Get Approval


JRC Insurance Group offers you the ability to apply for your life insurance today in a matter of about 20 minutes. 

If you are healthy and between to ages of 20 to 65, you may qualify to purchase from $100,000 up to $2,000,000 or more of affordable coverage to protect your family.

JRC Insurance Group provides quick issue life insurance policies for healthy, qualified individuals.

You can choose coverage for a duration of either 10, 15, 20 or 30 years, to meet your family’s specific needs.


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. 

JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.

You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.

JRC offers some of the best rates on life insurance policies without any health exams required.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.


Highly Recommended – Globe Life Insurance 

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

Main Benefits of Life Insurance with No Exam

  • Quick and Easy Application Process
  • Same Day Decision
  • Excellent Reputation
  • Great Customer Service
  • No Hassles or Delays
  • Up to $2,000,000 of Life Insurance Today for Qualified Applicants


Drawbacks of Life Insurance with No Exam

  • Limited Coverage Choice – Term Life Only
  • Limited Health Class Approvals – People with Below Average Health may be Declined.


Term Life Insurance


  • Term life is temporary life insurance for a specific number of years.
  • You can select coverage for a term (duration) of 10, 15, 20, or 30 years.
  • The longer your term, the higher your annual cost of coverage.
  • You may choose from $100,000 to $2,000,000 of life insurance protection.
  • Keep in mind, no exam policies are for healthy individuals between the ages of 18 to 65.
  • You may apply for coverage for yourself and your spouse or partner, too.


Who Should Choose No Exam Life Insurance?

No exam term insurance plans offered may be best suited for:

  • People between 18 to 65 years of age.
  • Need life insurance for yourself and/or your spouse or partner.
  • Want a Do-It-Yourself way of purchasing your policy.
  • Not active military member.
  • Need up to $2,000,000 of term life insurance coverage.
  • Want Instant Coverage with No Delays
  • Don’t Like Doctor Exams or Blood Tests

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Disclosure: Compensated Affiliate