Buy No Exam Life Insurance

Do you want to buy no exam life insurance?

If so, you can get a quote, apply online, qualify for a policy, and start your life insurance today.

How does no exam life insurance work? First, you answer some basic questions to get a quote. You answer a few health questions to find out if you qualify.

Once approved, you can start your life insurance coverage the same day.

There’s no medical exam, no doctor’s visit, and no blood tests. Your answers to a few health questions will determine if you qualify.

Buy No Exam Life Insurance

In just minutes you and your family can enjoy peace of mind for the next 10, 15, 20 or 30 years. Simply create a personal quote, answer a few questions, and then enjoy instant coverage all online (if you qualify). It’s quick. It’s convenient. 

Most life insurance companies require a medical exam when you apply, but to get more clients some insurers now offer life insurance with no medical exam required.

You may qualify for up to $1,000,000 of life insurance with no exam required. Coverage is available for a period of 10, 15, 20 or 30 years.

The best no exam life insurance offers you low rates from an insurance company rated "A++" (Excellent) for financial strength by AM Best Company.

Each policy comes with a 30 day money-back guarantee.

Quick and Easy 3 Step Process

The quick and easy 3 step process can be completed from the convenience of your home without a medical exam, and without meeting with an agent. You just answer a few health questions.

Step 1: Get a Quote

Just complete a short online form to receive your instant quote. You can review your quote and find out by answering a few health questions if you qualify. You’ll know today if you qualify for life insurance coverage.

Step 2: Buy Your Policy

Once you qualify for coverage you can pay for your policy using your credit card, or a bank checking or savings account. Your payment is collected only after your life insurance policy is approved.

Step 3: Enjoy Instant Coverage – If you qualify

After your life insurance is approved and payment is received, you will be able to enjoy the Peace of Mind knowing your family is protected.

There are no paperwork delays and your life insurance becomes effective immediately after receipt of your payment.

Buying no medical exam life insurance has never been quicker or easier – and all from the comfort of your home.


Top Pick – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.


Highly Recommended – Globe Life Insurance

$1* Buys $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam - Simple Application.
  • No Waiting. Buy Direct.
  • Rates as Low as $3.49 per month.
  • Join 4.2 Million Policyholders.
  • No Phone Required. No Credit Required.
  • No Agent Involved.


Additional Resources

Guaranteed Issue Life Insurance – If you have health issues, or you have been turned down for life insurance, people ages 45 to 85 may purchase life insurance with guaranteed approval with no medical exam or health questions asked.



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