Affordable Life Insurance Protection for Your Family

Top Term Life Insurance Companies

We have compiled a list of the Top Term Life Insurance Companies available for your review.

Each of the life insurance companies listed below is among the largest, and most highly-rated insurers offering you competitive term life insurance plans and rates.

Included in the list of leading insurers offering term life insurance is the company name and AM Best financial strength rating.

To view the most current financial ratings you can visit AM Best online.

Top Companies & A.M. Best Ratings

Prudential Financial – rated "A+" Superior

Banner Life Insurance Company - rated "A+" Superior

Fidelity Life - rated "A-" Excellent

Lincoln National Life - rated "A+" Superior

Metropolitan Life Insurance Company - rated "A+" Superior

Ohio National Life Insurance Company - rated "A+" Superior

Protective Life Insurance Company - rated "A+" Superior

West Coast Life Insurance Company - rated "A+" Superior

To learn more, click one of the following:

What is term life insurance?
How much life insurance do I need?
What types of term life are available?
Can I apply for term life insurance online?
Can I buy term life insurance with no exam required?

Life Insurance Quotes

Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. Get Your FREE Quote.

Highly Recommended – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Top Term Life Insurance Companies

Disclosure: Compensated Affiliate