Affordable Life Insurance Protection for Your Family

How to Buy Life Insurance without an Agent

Are You Looking to Buy Life Insurance without an Agent?

If so, you’ve come to the right place. Actually, purchasing your life insurance direct online without going through an agent is easier than you might expect.

In fact, there’s three highly-rated insurance carriers offering easy, affordable coverage you can apply for direct online – Safe and Secure.

Benefits of Life Insurance with No Agent

  • No Agent – No need to meet with an agent.
  • No Pressure – No need to sit through a high-pressure sales pitch.
  • Quicker and Easier Process to purchase a policy.
  • No Risk – Money-back guarantee from 30 to 60 days (usually) depending on the insurer and state requirements.


Comparisons of Insurance Carriers Offering 

Life Insurance without an Agent


Top Pick – Globe Life Insurance

Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 per month.
  • Join over 4.4 Million Policyholders.
  • No Phone Required. No Credit Required.
  • Coverage in force is over $91 billion.
  • A.M. Best rating is an A (Excellent) as of 7/21.

Highly Recommended – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.                                                                                        

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.  

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Highly Recommended – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. 


Buying Life Insurance Direct without an Agent

Buying your life insurance direct from an insurer, either online or over the phone can be a fast and easy way to get insured.

Nowadays, most life insurance companies allow you to get a free quote and purchase your insurance policy online.

It saves you time and it saves the insurance carrier money.


Save Time 

The online quoting process is often much faster than purchasing insurance through an agent, so if timing is a factor for you, going direct may be the best option. 


Save Money

Since insurance companies are saving money by not having to pay a fee to the insurance agent, they can pass those savings back to you. Which means you pay a lower monthly premium.


Direct Assistance from Insurer

The insurance company can also assist you in understanding the policy benefits, finding the right coverage, filling out the application, understanding policy options and provide continuing support and assistance on your life insurance policy.


How to Buy Life Insurance without an Agent?

Disclosure: Compensated Affiliate