Affordable Life Insurance Protection for Your Family

How to Buy Life Insurance without an Agent

Are You Looking to Buy Life Insurance without an Agent?

If so, you’ve come to the right place. Actually, purchasing your life insurance direct online without going through an agent is easier than you might expect.

In fact, there’s two highly-rated insurance carriers offering easy, affordable coverage you can apply for direct online – Safe and Secure.

Benefits of Life Insurance with No Agent

  • No Agent – No need to meet with an agent.
  • No Pressure – No need to sit through a high-pressure sales pitch.
  • Quicker and Easier Process to purchase a policy.
  • No Risk – Money-back guarantee from 10 to 30 days (usually) depending on the insurer and state requirements.


Comparisons of Insurance Carriers Offering 

Life Insurance without an Agent


Top Pick – JRC Insurance Group

JRC Insurance Group helps you shop, compare and save on life insurance. Regardless of your age or health background, we'll shop our 40+ insurance companies and find you affordable life insurance you need to protect your family and fit your budget. Compare the best life insurance rates for savings up to 73%. 

JRC Insurance offers up to $2,000,000 of life insurance with no medical exam required.

You can get approval for your insurance policy in as little as 10 minutes to 2 days. JRC offers no exam life insurance for diabetics, too.

JRC offers some of the best rates on life insurance policies without any health exams required.

You can compare and choose from $25,000 to $2,000,000 of no exam life insurance coverage from several leading life insurance carriers through JRC Insurance Group.

Highly Recommended – 
Globe Life Insurance

Get FREE Information On How $1* Can Buy Up To $100,000 Globe Life Insurance For Adults Or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 Per Month.
  • The Globe Life Family Of Companies Has Nearly 17 Million Policies In Force.
  • No Phone Required. No Credit Required.
  • The Globe Life Family Of Companies Has Over $224 Billion Of Coverage In Force.
  • Globe Life Is Rated A (Excellent) By A.M. Best Company As Of August 2023.

Highly Recommended – Mutual of Omaha

Mutual of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $2,000 up to $25,000 of coverage. Rates start as low as $8.84 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. 

  • Your life insurance policy comes with a 30 day Risk-Free, Money-Back Guarantee

Buying Life Insurance Direct without an Agent

Buying your life insurance direct from an insurer, either online or over the phone can be a fast and easy way to get insured.

Nowadays, most life insurance companies allow you to get a free quote and purchase your insurance policy online.

It saves you time and it saves the insurance carrier money.


Save Time 

The online quoting process is often much faster than purchasing insurance through an agent, so if timing is a factor for you, going direct may be the best option. 


Save Money

Since insurance companies are saving money by not having to pay a fee to the insurance agent, they can pass those savings back to you. Which means you pay a lower monthly premium.


Direct Assistance from Insurer

The insurance company can also assist you in understanding the policy benefits, finding the right coverage, filling out the application, understanding policy options and provide continuing support and assistance on your life insurance policy.

Start Your FREE Quote

How to Buy Life Insurance without an Agent?

Disclosure: Compensated Affiliate