Affordable Life Insurance Protection for Your Family

Life Insurance Non Medical Maximum

What is the Maximum Amount of Life Insurance You Can Buy without taking a Medical Exam?

The answer depends in part on your age and health. In addition, the insurance company makes a difference too, as some insurers offer life insurance without a medical exam at different maximum amounts of coverage.

Some of the leading providers of no exam insurance policies include Haven Life, Sagicor, Fidelity Life, Globe Life, and United of Omaha, among others.

Note: You can purchase life insurance without a medical exam from more than one insurance carrier if you wish to have more protection.

For example, if you purchased the maximum amount of no medical life insurance from each of the insurers listed below, you could own $4,124,000 of life insurance protection without taking any physical examination

 

Review of No Medical Life Insurance Plans

 

Top Pick – Haven Life

  • Get up to $3,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best
  • Available for People Ages 18 to 64

 Get a Free Quote


Haven Life uses the information provided in your application to make an instant decision on your application. 

Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

 

High Recommended – Sagicor Life

JRC Insurance Group offers non-medical life insurance through Sagicor Life.

Sagicor offers you up to $500,000 of affordable life insurance protection with no exam, just 7 health questions and a brief phone interview to verify your details. 

Sagicor has an AM Best financial rating of "A-", and a quick and easy underwriting process, offering you safe, secure life insurance with a convenient way to get insured. 

With Sagicor, you can get your approval within 10 minutes to a couple days. No more waiting weeks or months to find out if you can get insured for life insurance.

Sagicor Life Insurance Company was established in 1840 and operates in 21 countries including the USA.

After a short phone interview of around 5-10 minutes you can get approved for your life insurance the same day.

The entire process is quick and easy, and offers you a convenient way to get the life insurance protection your family needs, at a price you can afford – without delays or hassles.

 

Sagicor Features:

  • Approval is instant or within 48 hours
  • Up to $500,000 of coverage
  • Coverage for 10, 15 or 20 years
  • No Medical Exam required
  • Convertible to permanent life insurance

 

Sagicor is recommended for healthy and fairly healthy individuals with a moderate history of health issues. Get a FREE Quote.

 

Highly Recommended – Fidelity Life

Buy up to $499,000 of term life insurance online without having to take any physical examination, blood or urine tests. Fidelity Life is rated "A-" Excellent by A.M. Best for financial strength. Established in 1896. 30 day money-back guarantee. Get a FREE Quote.

 

Highly Recommended – Globe Life

$1* Buys $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam - Simple Application.
  • No Waiting. Buy Direct.
  • Rates as Low as $3.49 per month.
  • Join 4.2 Million Policyholders.
  • No Phone Required. No Credit Required.
  • No Agent Involved.

Get a Free Quote


Highly Recommended – United of Omaha

United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.

 

 

How to Buy a Million Dollar Life Insurance Policy

Life Insurance Non Medical Maximum

 


Disclosure: Compensated Affiliate