Affordable Life Insurance Protection for Your Family
How to Get Madison Life Insurance with No Medical Required
Are you living in Madison, Wisconsin and looking for a life insurance plan you can purchase without having to take any medical examination?
If so, you’ve come to the right place.
Today, there are no medical life insurance plans available that you can purchase online from safe, financially secure insurance companies.
Top Pick – Haven Life Insurance Agency
Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.
Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval.
Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.
Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.
What to consider when choosing a no exam life insurance plan:
If you need at least $50,000 or more of life insurance you’ll want to consider simplified issue term life insurance.
Some no medical life insurance plans offer term life insurance for a period of 10, 15 or 20 years and up to $500,000 of coverage
If you have health issues or have been turned down for coverage, you’ll want to consider guaranteed issue life insurance.
Some life insurance plans with no medical offer whole life insurance with guaranteed approval and up to $25,000 of coverage. United of Omaha has plans available for people ages 45 to 85.
If you need term life insurance for a period of 10, 15 or 20 years you may want to consider Sagicor Life Insurance offered through JRC Insurance Group.
JRC Insurance Group offers you Sagicor Life no exam plans with the option of choosing from $50,000 up to $500,000 of term insurance and there’s no health examination required, just some questions asked about your health history. You can select coverage for a period of 10, 15 or 20 years.
Advantages of No Medical Life Insurance:
Disadvantages of Life Insurance with No Medical:
Simplified Issue Term Life Insurance No Medical
Buy up to $500,000 of life insurance without any medical exam required. Request your free life insurance quote.
Guaranteed Acceptance Life Insurance
United of Omaha offers guaranteed acceptance whole life insurance for people age 45 to 85. Choose $3,000 up to $25,000 of coverage. Rates start as low as $8.80 per month. There’s no medical exam and no health questions. You cannot be turned down. You can get a quote and apply online now. START HERE to get a FREE Quote.