Affordable Life Insurance Protection for Your Family

Term Insurance Without A Physical Exam

Have you heard about Term Insurance without a Physical?

Many people who have tried to buy life insurance have found that a life insurance exam is required to qualify for coverage.

Term Insurance without a Physical

But did you know you could get term life insurance without having a physical exam? 

For those of us who put off buying life insurance because you don’t want to deal with all the hassles, there’s finally a solution – a better, stress-free way to get the protection your loved ones need.

If you need life insurance today – and you don’t have time for a physical, or you don’t want to deal with pushy insurance agents, then term life insurance with no physical exam is your answer, there's just a few health questions.

This type of term insurance policy is ideal for consumers looking for up to $1,000,000 of protection, are 65 years of age or younger, and want to avoid the lengthy paperwork, mailing delays, uncomfortable physical exams – and get life insurance coverage in place today, if they qualify.

When you choose term life insurance without a physical, you can expect your insurance premiums to be a little higher, but many people don't consider this to be a problem, considering how quick and easy it is to get their policy.

You can get a quote, and find out if you qualify today. It just doesn’t get any easier than that.

Your life insurance coverage will never decrease during the term of your policy.

Don’t put off your decision when it couldn’t be any easier to give your family the protection they deserve. No medical term insurance can secure your family's future today. 

Top Pick – Haven Life Insurance Agency

  • Get up to $2,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Rated A++ by AM Best

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Applicants age 60-64 are eligible to apply for up to $1 million in coverage; subject to underwriting approval. 

Some qualified applicants (U.S. citizens up to the age of 59) will be able to finalize coverage without the need for a medical exam. The majority of applicants are still required to take a medical exam.  

Keep in mind: Issuance of the policy or payment of benefits may depend upon the answers given in the application and the truthfulness thereof.

Highly Recommended – Globe Life Insurance

Get FREE Information on how $1* Can Buy Up To $100,000 Globe Life Insurance for Adults or Children

  • No Medical Exam – Simple Application.
  • No Waiting Period. Buy Direct.
  • Rates As Low As $3.49 per month.
  • Join over 4.4 Million Policyholders.
  • No Phone Required. No Credit Required.
  • Coverage in force is over $91 billion.
  • A.M. Best rating is an A (Excellent) as of 7/21.


Term Insurance without a Physical

Disclosure: Compensated Affiliate