Affordable Life Insurance Protection for Your Family
Term Life Insurance Explained - Learn How It Works
Term life insurance coverage is the most affordable form of life insurance protection available.
Term life insurance provides the maximum financial security for the minimum cost.
You get complete protection and it allows you to invest the rest you would have spent elsewhere on whole life insurance.
The premium rate you pay for term life insurance is guaranteed to remain the same low amount for the period of your term policy.
Many life insurance companies offer term life insurance for periods of 5, 10, 15, 20 or even 30 years.
It's important for you to understand the terms of your life insurance policy before buying coverage. Term life insurance policies build no cash value within the policy.
They pay a death benefit only if you die during the term of the policy coverage. If death of the insured occurs during the policy term, the beneficiary collects the face amount (death benefit) of the life insurance policy income-tax free.
Premium rates for term life insurance policy renewals normally increase at the end of the guaranteed rate term. Get a term life insurance quote.
Top Pick – JRC Insurance Group
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Highly Recommended – Globe Life Insurance
$1* Buys $100,000 Globe Life Insurance for Adults or Children