Best Life Insurance Companies Ratings

What are the Best Life Insurance Companies Ratings? 

In the life insurance industry there are ratings given to insurers based on the insurance company’s financial stability and their ability to pay their claims and meet their financial obligations.

There are several independent rating agencies that review the financial statements of insurance carriers to issue financial ratings based on their financial analysis of the insurers. 

When choosing a life insurance carrier you’ll want to consider the financial rating of the insurer because the higher the rating, the more financially secure the insurance company.

 

Top Financial Ratings from Leading Independent Rating Agencies

 

AM Best – A++ Superior 

Companies with this rating are among the best in the industry.

 

Standard and Poor’s – AAA 

An obligation rated “AAA” has the highest rating assigned by S&P Global Ratings. The company’s capacity to meet its financial commitments is extremely strong.


Moody’s – AAA 

Companies rated AAA are judged to be of the highest quality, subject to the lowest level of risk.

 

Top Rated Life Insurance Companies including AM Best Ratings

 

  1. Northwestern Mutual – rated A++, Superior 
  2. MetLife – rated A+, Superior
  3. New York Life Insurance Group - rated A++, Superior 
  4. Aflac – rated A+, Superior
  5. Lincoln National Corp. - rated A+, Superior
  6. Manulife Financial Corp. - rated A+, Superior
  7. Prudential Financial Inc. - rated A+,  Superior 
  8. Massachusetts Mutual Life Insurance Co. - rated A++, Superior
  9. State Farm Mutual Automobile Insurance - rated A++, Superior
  10. AEGON NV - rated A+, Superior

Source – III.org – (Insurance Information Institute)

  

Life Insurance Quotes


Top Pick – JRC Insurance Group

Save up to 73% on Life Insurance. JRC lets you shop, compare and save on life insurance. Regardless of you age or health, we’ll shop our 40+ carriers and find you the affordable life insurance you need. Get Your FREE Quote.

 

Highly Recommended – Haven Life

  • Get up to $1,000,000 of affordable term life insurance today
  • Apply online in under 20 minutes, start coverage today
  • Backed by MassMutual, rated A++ by AM Best

 

Haven Life uses the information provided in your application to make an instant decision on your application. Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Haven Life offers the quickest and easiest way for you to get insured for life insurance if you are in good or excellent health.

 

Resources:

AM Best    www.ambest.com

Dun and Bradstreet   www.dnb.com

Standard & Poor’s   www.standardandpoors.com

 


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