Affordable Life Insurance Protection for Your Family

Best Life Insurance Companies Ratings

What are the Best Life Insurance Companies Ratings? 

In the life insurance industry there are ratings given to insurers based on the insurance company’s financial stability and their ability to pay their claims and meet their financial obligations.

There are several independent rating agencies that review the financial statements of insurance carriers to issue financial ratings based on their financial analysis of the insurers. 

When choosing a life insurance carrier you’ll want to consider the financial rating of the insurer because the higher the rating, the more financially secure the insurance company.


Top Financial Ratings from Leading Independent Rating Agencies


AM Best – A++ Superior 

Companies with this rating are among the best in the industry.


Standard and Poor’s – AAA 

An obligation rated "AAA" has the highest rating assigned by S&P Global Ratings. The company’s capacity to meet its financial commitments is extremely strong.

Moody’s – AAA 

Companies rated AAA are judged to be of the highest quality, subject to the lowest level of risk.


Top Rated Life Insurance Companies including AM Best Ratings


  1. Northwestern Mutual – rated A++, Superior 
  2. MetLife – rated A+, Superior
  3. New York Life Insurance Group - rated A++, Superior 
  4. Aflac – rated A+, Superior
  5. Lincoln National Corp. - rated A+, Superior
  6. Manulife Financial Corp. - rated A+, Superior
  7. Prudential Financial Inc. - rated A+,  Superior 
  8. Massachusetts Mutual Life Insurance Co. - rated A++, Superior
  9. State Farm Mutual Automobile Insurance - rated A++, Superior
  10. AEGON NV - rated A+, Superior

       * Source – – (Insurance Information Institute)


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AM Best

Dun and Bradstreet

Standard & Poor’s


Best Life Insurance Companies Ratings

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