Best Term Policy
What is the best term policy?
If you’re shopping for life insurance you may be considering a term life insurance policy.
However, there are several types of term life policies available. So, which one is right for you?
First, we’ll explain the different types of term life policies available, and the benefits of each type, so you can make an educated decision.
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Types of Term Life Insurance Policies:
Level Term Life Insurance – This is the most popular type. Level term offers you life insurance coverage and premiums that remain the same each year for the entire term (number of years) of your policy. You can choose coverage for 10, 15, 20 or 30 years. It’s also the most affordable type of term life policy.
Decreasing Term Life Insurance – Offers you term life coverage with premiums that stay the same each year, but your coverage amount decreases. Some people choose this type of coverage to pay off their mortgage.
Which ever policy you choose, term life insurance offers you:
- Affordability – Rates have declined by 50% over the last decade.
- Flexibility – You can choose coverage for 10, 15, 20, or 30 years.
- Quick and Easy – You can compare free, instant life insurance quotes online from over 40 top-rated insurers in minutes.
Term life insurance is temporary life insurance protection for a specific period of time, usually 1-30 years. If you outlive the term of your policy your coverage expires.
Term life insurance builds no cash value within the policy – it is not an investment, purely life insurance protection.
Term life insurance is the most popular type of life insurance because it offers the most life insurance protection at the lowest rate.
The best term life insurance policy is the one that meets your needs, and fits your budget.
Term Life Insurance Quotes
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Here's how you can review the top 10 term life insurance companies.
Best Term Policy
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